{"id":9574,"date":"2020-04-25T14:26:00","date_gmt":"2020-04-25T09:26:00","guid":{"rendered":"http:\/\/rubin.az\/?p=9574"},"modified":"2020-04-25T14:26:00","modified_gmt":"2020-04-25T09:26:00","slug":"banklar-kreditl%c9%99-bagli-bu-guz%c9%99stl%c9%99ri-ed%c9%99c%c9%99k-m%c9%99rk%c9%99zi-bankdan-q%c9%99rar","status":"publish","type":"post","link":"https:\/\/rubin.az\/?p=9574","title":{"rendered":"Banklar kreditl\u0259 ba\u011fl\u0131 bu g\u00fcz\u0259\u015ftl\u0259ri ed\u0259c\u0259k &#8211; M\u0259rk\u0259zi Bankdan q\u0259rar"},"content":{"rendered":"<p>Az\u0259rbaycan Respublikas\u0131 Prezidentinin \u201cKoronavirus (COVID-19) pandemiyas\u0131n\u0131n v\u0259 bundan ir\u0259li g\u0259l\u0259r\u0259k d\u00fcnya enerji v\u0259 s\u0259hm bazarlar\u0131nda ba\u015f ver\u0259n k\u0259skin dal\u011falanmalar\u0131n Az\u0259rbaycan Respublikas\u0131n\u0131n iqtisadiyyat\u0131na, makroiqtisadi sabitliy\u0259, \u00f6lk\u0259d\u0259 m\u0259\u015f\u011fulluq m\u0259s\u0259l\u0259l\u0259rin\u0259 v\u0259 sahibkarl\u0131q subyektl\u0259rin\u0259 m\u0259nfi t\u0259sirinin azald\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 bir s\u0131ra t\u0259dbirl\u0259r haqq\u0131nda\u201d 19 mart 2020-ci il tarixli 1950 n\u00f6mr\u0259li S\u0259r\u0259ncam\u0131n\u0131n 10.2-ci b\u0259ndinin icras\u0131 il\u0259 ba\u011fl\u0131 Nazirl\u0259r Kabineti t\u0259r\u0259find\u0259n t\u0259sdiq edilmi\u015f \u201cT\u0259dbirl\u0259r Plan\u0131\u201dn\u0131n \u201cKarantin rejimi m\u00fcdd\u0259tind\u0259 pandemiyadan z\u0259r\u0259r \u00e7\u0259kmi\u015f sah\u0259l\u0259rd\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n sahibkarlar\u0131n \u00f6hd\u0259likl\u0259rinin t\u0259nziml\u0259nm\u0259si m\u0259qs\u0259dil\u0259 kredit t\u0259\u015fkilatlar\u0131na requlyativ t\u0259tilin verilm\u0259si\u201d t\u0259dbirinin icras\u0131 \u00e7\u0259r\u00e7iv\u0259sind\u0259 Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 Maliyy\u0259 Sabitliyi \u015euras\u0131n\u0131n t\u00f6vsiy\u0259l\u0259rini n\u0259z\u0259r\u0259 almaqla m\u00fcvafiq q\u0259rar q\u0259bul edib.<\/p>\n<p>Bu q\u0259rar Az\u0259rbaycan Respublikas\u0131 Nazirl\u0259r Kabinetinin s\u0259r\u0259ncam\u0131nda n\u0259z\u0259rd\u0259 tutulan m\u00fcvafiq t\u0259dbirl\u0259rl\u0259 sinxronla\u015fd\u0131r\u0131lmaqla b\u0259rab\u0259r, eyni zamanda daha geni\u015f istiqam\u0259tl\u0259ri, o c\u00fcml\u0259d\u0259n fiziki \u015f\u0259xsl\u0259rin Az\u0259rbaycan Respublikas\u0131 \u0130poteka v\u0259 Kredit Z\u0259man\u0259t Fondunun v\u0259saitl\u0259ri hesab\u0131na verilmi\u015f ipoteka kreditl\u0259rinin restrukturizasiyas\u0131n\u0131, d\u00f6vl\u0259t fondlar\u0131n\u0131n v\u0259saitl\u0259ri hesab\u0131na verilmi\u015f biznes t\u0259yinatl\u0131 kreditl\u0259rin restrukturizasiyas\u0131n\u0131, el\u0259c\u0259 d\u0259 s\u0131\u011forta v\u0259 kapital bazar\u0131 i\u015ftirak\u00e7\u0131lar\u0131n\u0131n d\u0259st\u0259kl\u0259nm\u0259sini \u0259hat\u0259 ed\u0259n m\u0259s\u0259l\u0259l\u0259ri d\u0259 n\u0259z\u0259rd\u0259 tutur.<\/p>\n<p><strong>&#8220;Rubin.az&#8221;<\/strong> Qafqazinfo-ya istinad\u0259n x\u0259b\u0259r verir ki, pandemiyadan t\u0259sirl\u0259nmi\u015f sahibkarlar\u0131n d\u0259st\u0259kl\u0259nm\u0259si istiqam\u0259tind\u0259 \u0130qtisadiyyat Nazirliyinin m\u00fc\u0259yy\u0259n etdiyi iqtisadiyyat\u0131n pandemiyadan t\u0259sirl\u0259nmi\u015f sah\u0259l\u0259rind\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n \u00f6z\u0259l biznes subyektl\u0259rin\u0259, o c\u00fcml\u0259d\u0259n sahibkarl\u0131qla m\u0259\u015f\u011ful olan fiziki \u015f\u0259xsl\u0259r\u0259 kredit t\u0259\u015fkilatlar\u0131 t\u0259r\u0259find\u0259n verilmi\u015f, 01 mart 2020-ci il tarixin\u0259 keyfiyy\u0259ti q\u0259na\u0259tb\u0259x\u015f olan v\u0259 kredit faizl\u0259ri d\u00f6vl\u0259t t\u0259r\u0259find\u0259n subsidiyala\u015fd\u0131r\u0131lacaq kreditl\u0259rin restrukturizasiyas\u0131na imkan yarad\u0131lacaq. Banklar t\u0259r\u0259find\u0259n sahibkarlar\u0131n m\u00fcraci\u0259ti v\u0259 qar\u015f\u0131l\u0131ql\u0131 raz\u0131la\u015fma \u0259sas\u0131nda bu kreditl\u0259rin m\u00fcdd\u0259ti art\u0131r\u0131la bil\u0259r. Bu halda borcalan\u0131n maliyy\u0259 v\u0259ziyy\u0259tind\u0259n v\u0259 kreditin restrukturizasiya edilm\u0259sind\u0259n as\u0131l\u0131 olmayaraq kreditin keyfiyy\u0259ti 30 sentyabr 2020-ci il\u0259d\u0259k pisl\u0259\u015fdirilm\u0259y\u0259c\u0259k.<\/p>\n<p>Eyni zamanda, 1 mart 2020-ci il tarixin\u0259 keyfiyy\u0259ti q\u0259na\u0259tb\u0259x\u015f olan v\u0259 D\u00f6vl\u0259t fondlar\u0131n\u0131n v\u0259saitl\u0259ri hesab\u0131na verilmi\u015f biznes t\u0259yinatl\u0131 kreditl\u0259rin restrukturizasiya imkanlar\u0131n\u0131n yarad\u0131lmas\u0131 n\u0259z\u0259rd\u0259 tutulur. Bu t\u0259dbir n\u0259tic\u0259sind\u0259 Sahibkarl\u0131\u011f\u0131n \u0130nki\u015faf\u0131 Fondunun v\u0259saitl\u0259ri hesab\u0131na verilmi\u015f 1 mlrd. manat h\u0259cmind\u0259 biznes kreditl\u0259ri \u00fczr\u0259 10 min\u0259 yax\u0131n i\u015f adam\u0131n\u0131n g\u00fcz\u0259\u015ftl\u0259rd\u0259n faydalanmas\u0131 \u00fc\u00e7\u00fcn imkan yaranacaq.<\/p>\n<p>Fiziki \u015f\u0259xsl\u0259rin (sahibkarl\u0131q f\u0259aliyy\u0259ti il\u0259 m\u0259\u015f\u011ful olmayan) d\u0259st\u0259kl\u0259nm\u0259si istiqam\u0259tind\u0259 Az\u0259rbaycan Respublikas\u0131 \u0130poteka v\u0259 Kredit Z\u0259man\u0259t Fondunun v\u0259saitl\u0259ri hesab\u0131na verilmi\u015f ipoteka kreditl\u0259rinin restrukturizasiya imkanlar\u0131 yarad\u0131lacaq. Bu t\u0259dbir n\u0259tic\u0259sind\u0259 1.1 mlrd. manat h\u0259cmind\u0259 ipoteka krediti \u00fczr\u0259 23 min\u0259 yax\u0131n sayda borcalan\u0131n faydalanmas\u0131 imkan\u0131 yaranacaq. Kreditl\u0259r borcalanlar\u0131n m\u00fcraci\u0259ti \u0259sas\u0131nda restrukturizasiya olunacaqd\u0131r. 01 mart 2020-ci il tarixin\u0259d\u0259k verilmi\u015f v\u0259 keyfiyy\u0259ti q\u0259na\u0259tb\u0259x\u015f olan bel\u0259 kreditl\u0259rin restrukturizasiyas\u0131 30 sentyabr 2020-ci il\u0259d\u0259k h\u0259yata ke\u00e7irildiyi halda onlar\u0131n keyfiyy\u0259ti pisl\u0259\u015fdirilm\u0259y\u0259c\u0259k.<\/p>\n<p>Eyni zamanda, banklar\u0131n \u00f6z v\u0259saitl\u0259ri hesab\u0131na ipoteka kreditl\u0259\u015fm\u0259sini stimulla\u015fd\u0131rmaq m\u0259qs\u0259dil\u0259 bu kateqoriyadan olan kreditl\u0259r \u00fczr\u0259 risk d\u0259r\u0259c\u0259l\u0259rinin 100%-d\u0259n 50%-d\u0259k azald\u0131lmas\u0131 bar\u0259d\u0259 q\u0259rar q\u0259bul edib.<\/p>\n<p>Biznes v\u0259 istehlak t\u0259yinatl\u0131 kreditl\u0259rin (\u0259sas v\u0259 ya faiz borcu) tam v\u0259 ya qism\u0259n gecikdirilm\u0259si hal\u0131nda 30 sentyabr 2020-ci il\u0259d\u0259k borcludan c\u0259rim\u0259 faizi, d\u0259bb\u0259 pulu v\u0259 dig\u0259r \u00f6d\u0259ni\u015fl\u0259rin tutulmamas\u0131 kredit t\u0259\u015fkilatlar\u0131na t\u00f6vsiy\u0259 edil\u0259c\u0259kdir v\u0259 bu zaman borcalanlar\u0131n kredit tarix\u00e7\u0259si pisl\u0259\u015fdirilm\u0259y\u0259c\u0259k. Bu m\u00fcdd\u0259t \u0259rzind\u0259 kredit t\u0259\u015fkilatlar\u0131 t\u0259r\u0259find\u0259n \u0259sas borc \u00fczr\u0259 faizl\u0259rin hesablanmas\u0131 davam etdiril\u0259c\u0259k v\u0259 borcalanlar t\u0259r\u0259find\u0259n kredit t\u0259\u015fkilatlar\u0131na \u00f6d\u0259nilm\u0259si t\u0259min edilm\u0259lidir.<\/p>\n<p>Qeyd olunan t\u0259dbirl\u0259rin h\u0259yata ke\u00e7irilm\u0259sin\u0259 \u015f\u0259rait yaratmaq, biznes v\u0259 \u0259haliy\u0259 maliyy\u0259 xidm\u0259tl\u0259rinin davaml\u0131l\u0131\u011f\u0131n\u0131 t\u0259min etm\u0259k, kreditl\u0259\u015fdirm\u0259 imkanlar\u0131n\u0131n art\u0131r\u0131lmas\u0131 \u00fc\u00e7\u00fcn banklara \u0259vv\u0259lki d\u00f6vrl\u0259rd\u0259 toplanm\u0131\u015f dayan\u0131ql\u0131q yast\u0131\u011f\u0131ndan istifad\u0259 etm\u0259y\u0259 imkan yarad\u0131lmas\u0131 m\u0259qs\u0259dil\u0259 requlyativ y\u00fck\u00fcn azald\u0131lmas\u0131 istiqam\u0259tind\u0259 t\u0259dbirl\u0259r n\u0259z\u0259rd\u0259 tutulur.<\/p>\n<p>Bu m\u0259qs\u0259dl\u0259 banklar \u00fczr\u0259 m\u0259cmu kapital t\u0259l\u0259bl\u0259rinin ilin sonunad\u0259k 1% azad\u0131lmas\u0131 n\u0259z\u0259rd\u0259 tutulur. Eyni zamanda banklar\u0131n kapital\u0131na t\u0259zyiq yaradan bir s\u0131ra dig\u0259r t\u0259nziml\u0259yici t\u0259l\u0259bl\u0259r d\u0259 ilin sonunad\u0259k t\u0259xir\u0259 sal\u0131nacaq.<\/p>\n<p>B\u0259zi iqtisadi sah\u0259l\u0259rin kredit resurslar\u0131na \u00e7\u0131x\u0131\u015f imkanlar\u0131n\u0131n art\u0131r\u0131lmas\u0131 istiqam\u0259tind\u0259 tibbi l\u0259vazimat v\u0259 avadanl\u0131qlar istehsal\u00e7\u0131lar\u0131na veril\u0259n kreditl\u0259rin risk s\u0259viyy\u0259si 100%-d\u0259n 20%-\u0259 q\u0259d\u0259r azald\u0131lacaq v\u0259 bel\u0259likl\u0259 bu sah\u0259y\u0259 banklar t\u0259r\u0259find\u0259n daha ucuz v\u0259 daha az kapital s\u0259rf etm\u0259kl\u0259 kredit ay\u0131rma\u011fa imkan yarad\u0131lacaq.<\/p>\n<p>\u0130qtisadi aktivliyin azalmas\u0131, biznes v\u0259 ev t\u0259s\u0259rr\u00fcfatlar\u0131n\u0131n g\u0259lirl\u0259rinin a\u015fa\u011f\u0131 d\u00fc\u015fm\u0259sinin \u00f6d\u0259ni\u015f xidm\u0259tl\u0259rind\u0259n istifad\u0259 g\u00f6st\u0259ricil\u0259rin\u0259 m\u0259nfi t\u0259sir etm\u0259sini n\u0259z\u0259r\u0259 alaraq na\u011fds\u0131z \u00f6d\u0259ni\u015f xidm\u0259tl\u0259rinin stimulla\u015fd\u0131r\u0131lmas\u0131 v\u0259 x\u0259rcl\u0259rin azald\u0131lmas\u0131 m\u0259qs\u0259dil\u0259 30 sentyabr 2020-ci il tarixin\u0259d\u0259k banklararas\u0131 \u00f6d\u0259ni\u015f sisteml\u0259rind\u0259 banklardan tutulan xidm\u0259t haqlar\u0131n\u0131n 50%-\u0259 q\u0259d\u0259r endirilm\u0259si v\u0259 bank m\u00fc\u015ft\u0259ril\u0259rin\u0259 g\u00f6st\u0259ril\u0259n \u00f6d\u0259ni\u015f xidm\u0259tl\u0259ri \u00fczr\u0259 tarifl\u0259rin analoji qaydada azald\u0131lmas\u0131, el\u0259c\u0259 d\u0259 sahibkarlar\u0131n \u00f6d\u0259ni\u015f kartlar\u0131n\u0131n q\u0259bulu \u00fczr\u0259 tarifl\u0259rinin 50%-\u0259 q\u0259d\u0259r endirilm\u0259si t\u0259dbirl\u0259ri n\u0259z\u0259rd\u0259 tutulur.<\/p>\n<p>Pandemiya \u015f\u0259raitind\u0259 iqtisadi aktivliyin azalmas\u0131 s\u0131\u011forta bazar\u0131nda s\u0131\u011forta haqlar\u0131n\u0131n h\u0259cmin\u0259 d\u0259 m\u0259nfi t\u0259sir etm\u0259kd\u0259dir. Dig\u0259r t\u0259r\u0259fd\u0259n s\u0131\u011forta olunanlarla s\u0131\u011forta\u00e7\u0131lar aras\u0131nda fiziki t\u0259mas\u0131n minimuma enm\u0259si s\u0131\u011forta xidm\u0259tl\u0259rin\u0259 \u00e7\u0131x\u0131\u015f\u0131n m\u0259hdudla\u015fmas\u0131na g\u0259tirib \u00e7\u0131xar\u0131r. Bunu n\u0259z\u0259r\u0259 alaraq, s\u0131\u011forta xidm\u0259tl\u0259rinin fasil\u0259sizliyinin t\u0259min edilm\u0259si v\u0259 s\u0131\u011forta olunanlar\u0131n h\u00fcquqlar\u0131n\u0131n qorunmas\u0131 istiqam\u0259tind\u0259 d\u0259 t\u0259dbirl\u0259r n\u0259z\u0259rd\u0259 tutulur.<\/p>\n<p>K\u00f6n\u00fcll\u00fc s\u0131\u011forta m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 karantin rejimind\u0259n birba\u015fa t\u0259sirl\u0259n\u0259n s\u0131\u011fortal\u0131lara s\u0131\u011forta haqlar\u0131n\u0131n \u00f6d\u0259nilm\u0259sind\u0259 30 sentyabr 2020-ci il tarixin\u0259 kimi m\u00f6hl\u0259t verilm\u0259si, habel\u0259 s\u0131\u011forta xidm\u0259tl\u0259rinin elektron vasit\u0259l\u0259rd\u0259n effektiv istifad\u0259 etm\u0259kl\u0259 g\u00f6st\u0259rilm\u0259si s\u0131\u011forta\u00e7\u0131lara t\u00f6vsiy\u0259 edilib.<\/p>\n<p>Karantin rejimind\u0259n birba\u015fa t\u0259sirl\u0259n\u0259n s\u0131\u011fortal\u0131lar \u00fczr\u0259 s\u0131\u011forta haqlar\u0131n\u0131n \u00f6d\u0259nilm\u0259sind\u0259 veril\u0259c\u0259k m\u00f6hl\u0259tl\u0259r il\u0259 ba\u011fl\u0131 olaraq s\u0131\u011forta \u015firk\u0259tl\u0259rin\u0259 m\u00fcnasib\u0259td\u0259 ilin sonunad\u0259k m\u00fcvafiq requlyativ yum\u015falmalar t\u0259tbiq edil\u0259c\u0259k.<\/p>\n<p>M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n koronavirus pandemiyas\u0131n\u0131n kapital bazar\u0131 i\u015ftirak\u00e7\u0131lar\u0131na yaranm\u0131\u015f v\u0259ziyy\u0259tin m\u0259nfi t\u0259sirinin azald\u0131lmas\u0131 istiqam\u0259tind\u0259 d\u0259 t\u0259dbirl\u0259rin h\u0259yata ke\u00e7rilm\u0259si n\u0259z\u0259rd\u0259 tutulur.<\/p>\n<p>Bu m\u0259qs\u0259dl\u0259 investisiya \u015firk\u0259tl\u0259rinin kapital t\u0259l\u0259bl\u0259rinin pozulmas\u0131 m\u00fc\u015fahid\u0259 edildikd\u0259 t\u0259sir t\u0259dbirl\u0259rin g\u00f6r\u00fclm\u0259si 1 yanvar 2021-ci il\u0259d\u0259k, investisiya \u015firk\u0259tl\u0259ri v\u0259 fond birjas\u0131 t\u0259r\u0259find\u0259n illik audit hesabatlar\u0131n a\u00e7\u0131qlanmas\u0131 is\u0259 30 sentyabr 2020-ci il\u0259d\u0259k uzad\u0131lacaqd\u0131r. Bununla yana\u015f\u0131 qiym\u0259tli ka\u011f\u0131zlar\u0131 k\u00fctl\u0259vi t\u0259klif edilmi\u015f v\u0259 t\u0259nziml\u0259n\u0259n bazarda ticar\u0259t\u0259 burax\u0131lm\u0131\u015f emitentl\u0259r t\u0259r\u0259find\u0259n hesabatlar\u0131n a\u00e7\u0131qlanmas\u0131 da 1 ay m\u00fcdd\u0259tin\u0259 uzad\u0131l\u0131b.<\/p>\n<p>Eyni zamanda, Milli Depozit M\u0259rk\u0259zin\u0259 s\u0259hm v\u0259 istiqrazlarla t\u0259krar bazarda ba\u011flanan \u0259qdl\u0259r habel\u0259 repo \u0259m\u0259liyyatlar\u0131n\u0131n qeydiyyat\u0131 \u00fczr\u0259 tarifl\u0259rin 30 sentyabr 2020-ci il\u0259d\u0259k investorlardan tutulmamas\u0131, Bak\u0131 Fond Birjas\u0131na is\u0259 emitentl\u0259rd\u0259n korporativ istiqrazlar \u00fczr\u0259 listinq tarifl\u0259rini 1 yanvar 2021-ci il tarixin\u0259d\u0259k tutulmamas\u0131 v\u0259 qiym\u0259tli ka\u011f\u0131zlar\u0131n k\u00fctl\u0259vi t\u0259klif \u00fcsulu il\u0259 yerl\u0259\u015fdirilm\u0259si zaman\u0131 t\u0259l\u0259b olunan s\u0259n\u0259dl\u0259rin say\u0131n\u0131n minimalla\u015fd\u0131r\u0131lmas\u0131 t\u00f6vsiy\u0259 edil\u0259c\u0259k.<\/p>\n<p>Qeyd olunan t\u0259dbirl\u0259r kapital bazar\u0131 i\u015ftirak\u00e7\u0131lar\u0131n\u0131n requlyativ y\u00fck\u00fcn\u00fc y\u00fcng\u00fcll\u0259\u015fdirm\u0259kl\u0259 investorun tranzaksiya x\u0259rcl\u0259rinin optimalla\u015f\u0131d\u0131r\u0131lmas\u0131n\u0131 v\u0259 d\u00f6vl\u0259t qiym\u0259tli ka\u011f\u0131zlar bazar\u0131nda t\u0259krar bazar \u0259m\u0259liyyatlar\u0131n\u0131n daha \u00e7evik apar\u0131lmas\u0131n\u0131 t\u0259min edib.<\/p>\n<p>B\u00fct\u00f6vl\u00fckd\u0259 n\u0259z\u0259rd\u0259 tutulan t\u0259dbirl\u0259r pandemiya \u015f\u0259raitind\u0259 biznes\u0259 v\u0259 \u0259haliy\u0259 g\u00f6st\u0259ril\u0259n maliyy\u0259 xidm\u0259tl\u0259rinin fasil\u0259sizliyinin t\u0259min olunmas\u0131na, iqtisadiyyat\u0131n kreditl\u0259\u015fm\u0259sinin davam etdirilm\u0259sin\u0259, maliyy\u0259 xidm\u0259tl\u0259rinin istehlak\u00e7\u0131lar\u0131n\u0131n h\u00fcquqlar\u0131n\u0131n qorunmas\u0131na \u015f\u0259rait yaradacaq.<\/p>\n<p>B\u00fct\u00fcn qeyd olunan t\u0259dbirl\u0259rin (t\u0259dbirl\u0259r bar\u0259d\u0259 daha \u0259trafl\u0131 m\u0259lumatla link vasit\u0259sil\u0259 tan\u0131\u015f olmaq olar \u2013 https:\/\/uploads.cbar.az\/press-releases\/4abaa71e03055090a17e75d89.pdf) s\u0259m\u0259r\u0259li icras\u0131n\u0131 t\u0259min etm\u0259k \u00fc\u00e7\u00fcn \u0259laq\u0259dar d\u00f6vl\u0259t orqanlar\u0131 v\u0259 maliyy\u0259 sektorunun i\u015ftirak\u00e7\u0131lar\u0131, maliyy\u0259 xidm\u0259tl\u0259rinin istehlak\u00e7\u0131lar\u0131 il\u0259 birlikd\u0259 s\u0131x koordinasiya i\u015fi qurulacaq v\u0259 \u0259ld\u0259 olunan n\u0259tic\u0259l\u0259r bar\u0259d\u0259 c\u0259miyy\u0259t davaml\u0131 olaraq m\u0259lumatland\u0131r\u0131lacaq.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycan Respublikas\u0131 Prezidentinin \u201cKoronavirus (COVID-19) pandemiyas\u0131n\u0131n v\u0259 bundan ir\u0259li g\u0259l\u0259r\u0259k d\u00fcnya enerji v\u0259 s\u0259hm bazarlar\u0131nda ba\u015f ver\u0259n k\u0259skin<\/p>\n","protected":false},"author":1,"featured_media":9575,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,36,17],"tags":[],"class_list":["post-9574","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundm","category-manset","category-rsmi"],"_links":{"self":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/9574","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9574"}],"version-history":[{"count":1,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/9574\/revisions"}],"predecessor-version":[{"id":9577,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/9574\/revisions\/9577"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/media\/9575"}],"wp:attachment":[{"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9574"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9574"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9574"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}