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<\/p>\n","protected":false},"excerpt":{"rendered":"Accsess Bank bar\u0259d\u0259 v\u0259t\u0259nda\u015f \u015fikay\u0259tl\u0259ri s\u0259ngim\u0259k bilmir.\u00a0 \u018fn \u00e7ox problemli kreditl\u0259ri olan banklar s\u0131ras\u0131nda \u00f6nl\u0259rd\u0259 olan bank\u0131n zaman-zaman v\u0259t\u0259nda\u015flarla m\u0259hk\u0259m\u0259 prosesl\u0259ri x\u0259b\u0259r portallar\u0131nda ictimail\u0259\u015fir.<\/p>\n
Bel\u0259 v\u0259t\u0259nda\u015flardan biri d\u0259 \u018fhm\u0259dov R\u0259hman Qas\u0131m o\u011fludur.\u00a0 O, AzTimes.az\u00a0 sayt\u0131na bildirib ki, 2006- c\u0131 ild\u0259n etibar\u0259n\u00a0 Accsess Bank\u0131n m\u00fc\u015ft\u0259risi olub. \u201cQaramanl\u0131\u201d ayaqqab\u0131 firmas\u0131n\u0131n Az\u0259rbaycandak\u0131 r\u0259hb\u0259ridir:<\/p>\n
\u201cBak\u0131 \u015f\u0259h\u0259rind\u0259 be\u015fd\u0259n art\u0131q ma\u011fazas\u0131 olan \u015firk\u0259ti\u00a0 daha da geni\u015fl\u0259ndirm\u0259k, Az\u0259rbaycanda da sexl\u0259rin yarad\u0131lmas\u0131 m\u0259qs\u0259di il\u0259 d\u0259f\u0259l\u0259rl\u0259 girov m\u00fcqabilind\u0259 bank\u0131n xidm\u0259tl\u0259rind\u0259n istifad\u0259 etmi\u015f\u0259m. H\u0259r d\u0259f\u0259sind\u0259 d\u0259 m\u00fcqavil\u0259 vaxt\u0131ndan \u00f6nc\u0259 krediti ba\u011flad\u0131\u011f\u0131m \u00fc\u00e7\u00fcn n\u00fcmun\u0259vi m\u00fc\u015ft\u0259ril\u0259r siyah\u0131s\u0131nda olmu\u015fam. Bu \u0259m\u0259kda\u015fl\u0131q 2014-c\u00fc il\u0259 kimi davam edib. Son d\u0259f\u0259\u00a0 2014-c\u00fc ilin\u00a0 doqquzuncu ay\u0131nda\u00a0 \u00a0Accsess bankda olan b\u00fct\u00fcn kreditl\u0259rimi\u00a0 bitirmi\u015f\u0259m. Lakin\u00a0 \u00a0\u00f6d\u0259ni\u015fl\u0259rimizin \u00e7ox oldu\u011fundan m\u00fchasibim yaln\u0131\u015fl\u0131qla Accsess banka \u00f6d\u0259ni\u015f etm\u0259kd\u0259\u00a0 davam etmi\u015fdir. B\u00fct\u00fcn art\u0131q \u00f6d\u0259ni\u015fl\u0259r kredit hesab\u0131 ba\u011fland\u0131\u011f\u0131 \u00fc\u00e7\u00fcn \u015f\u0259xsi hesab\u0131ma \u00f6d\u0259nilmi\u015fdir. (Buna baxmayaraq m\u0259n \u00f6z \u015f\u0259xsi hesab\u0131mda olan m\u0259bl\u0259\u011fi \u00e7\u0131xara bilmir\u0259m.)\u00a0 Bunu g\u00f6r\u0259n\u00a0 bank yetkilil\u0259ri m\u0259nim raz\u0131l\u0131\u011f\u0131m v\u0259 x\u0259b\u0259rim olmadan ad\u0131ma yeni kredit raz\u0131la\u015fmalar\u0131 r\u0259smil\u0259\u015fdirmi\u015fdil\u0259r.Bank \u0259m\u0259liyyat\u00e7\u0131lar\u0131n\u0131n d\u0259f\u0259l\u0259rl\u0259 m\u00fcdaxil\u0259sin\u0259 baxmayaraq\u00a0 hesabdan pulu \u00e7\u0131xarmaq onlara m\u00fc\u0259ss\u0259r olmam\u0131\u015fd\u0131r.\u00a0 Art\u0131q \u00f6d\u0259m\u0259 haqq\u0131nda is\u0259 m\u0259n\u0259 bank t\u0259r\u0259find\u0259n he\u00e7 bir x\u0259b\u0259rdarl\u0131q edilm\u0259mi\u015fdir.Burada iki versiya meydana \u00e7\u0131x\u0131r:<\/p>\n
1) Bank\u00a0 o zamank\u0131 b\u00f6hrandan yararlanmaq m\u0259qs\u0259diyl\u0259 bizim\u00a0 ad\u0131m\u0131za \u0259lav\u0259 kreditl\u0259r a\u00e7\u0131b.<\/p>\n
2) Bizim \u00f6d\u0259diyimiz \u0259lav\u0259 m\u0259bl\u0259\u011fi m\u0259nims\u0259m\u0259k m\u0259qs\u0259di il\u0259 bel\u0259 \u00e7irkin qanunsuzlu\u011fa \u0259l at\u0131l\u0131b ki, bunu da ara\u015fd\u0131rmaq\u00a0 bank r\u0259smil\u0259rinin v\u0259 h\u00fcquq-m\u00fchaviz\u0259 orqanlar\u0131n\u0131n v\u0259zif\u0259sidir.2018-ci ild\u0259 Accsess bank m\u0259n\u0259 \u0259sas\u0131z \u015f\u0259kild\u0259\u00a0 bankdan borc g\u00f6t\u00fcr\u0259r\u0259k \u00f6dm\u0259diyim b\u0259han\u0259si il\u0259\u00a0 Qubadl\u0131 Rayon M\u0259hk\u0259m\u0259sind\u0259 iddia qald\u0131rm\u0131\u015fd\u0131r. Birinci iclasda i\u015ftirak ed\u0259r\u0259k banka olan borcu \u00f6d\u0259diyimi q\u0259bzl\u0259rl\u0259 g\u00f6st\u0259rmi\u015fik. Bankdan s\u0259n\u0259dl\u0259ri t\u0259l\u0259b etmi\u015fik . Birinci iclas icraata dayand\u0131r\u0131l\u0131b. \u0130kinci iclas biz\u0259 x\u0259b\u0259rdarl\u0131q edilm\u0259diyind\u0259n i\u015ftirak\u0131m\u0131z olmadan q\u0259tnam\u0259 \u00e7\u0131xarm\u0131\u015fd\u0131r.<\/p>\n
S\u0259ndl\u0259rd\u0259n d\u0259 g\u00f6r\u00fcld\u00fcy\u00fc kimi\u00a0 m\u0259nim he\u00e7 bir zaman bu c\u00fcr kontrakt n\u00f6mr\u0259m olmay\u0131b.\u00a0 M\u0259hk\u0259m\u0259 prosesinin gedi\u015fi zaman\u0131 m\u0259lum olmu\u015fdur ki, bu d\u0259l\u0259duzluq \u0259m\u0259li m\u0259nim Accsess Bankla \u0259m\u0259kda\u015fl\u0131q etdiyim m\u00fcdd\u0259t \u0259rzind\u0259 d\u0259 ba\u015f vermi\u015fdir. Buna bariz s\u00fcbut olaraq\u00a0 \u0259vv\u0259lki s\u0259n\u0259dl\u0259rin(2006-2013-c\u00fc ill\u0259r) m\u0259n\u0259 t\u0259qdim edilm\u0259kd\u0259n boyun qa\u00e7\u0131r\u0131lmas\u0131d\u0131r. S\u0259n\u0259dl\u0259r t\u0259l\u0259b edidiyind\u0259 Onlar\u0131n m\u0259hv edildiyi bildirilir. Halbu ki, bu qanunsuzluqdur,s\u0259n\u0259dl\u0259rin 2023-c\u00fc il\u0259 kimi qorunma m\u00fcdd\u0259ti vard\u0131r.<\/p>\n
Bank r\u0259smil\u0259ri a\u015fa\u011f\u0131da g\u00f6st\u0259ril\u0259n\u00a0 s\u0259n\u0259dl\u0259rin \u00fcst\u00fcn\u0259 g\u0259lin\u0259rk\u0259n m\u00f6vzunu tamamil\u0259 ba\u015fqa s\u0259mt\u0259 \u00e7\u0259k\u0259r\u0259k m\u0259s\u0259l\u0259d\u0259n yay\u0131n\u0131r. Bu s\u0259n\u0259dl\u0259r bankdaxili maxinasiyan\u0131n bariz s\u00fcbutudur.<\/p>\n
\u018flimd\u0259 olan \u00f6d\u0259m\u0259 q\u0259bzl\u0259ri\u00a0 v\u0259\u00a0 bank m\u0259murlar\u0131n\u0131n\u00a0 b\u0259zi s\u0259n\u0259dl\u0259ri t\u0259qdim etm\u0259kd\u0259n yay\u0131nmalar\u0131ndan m\u0259lumdur ki, m\u0259n bankdan deyil\u0259n m\u0259bl\u0259\u011fi g\u00f6t\u00fcrm\u0259mi\u015f\u0259m. M\u0259n \u00f6lk\u0259min qanunlar\u0131na, h\u00fcquq t\u0259minat\u00e7\u0131lar\u0131na g\u00fcv\u0259nir\u0259m. Bilir\u0259m ki, gec , ya tez m\u0259hk\u0259m\u0259 qanuni q\u0259rar ver\u0259c\u0259k. Lakin Accsess Bank\u0131n\u00a0 m\u0259hk\u0259m\u0259y\u0259 laz\u0131mi s\u0259n\u0259dl\u0259ri t\u0259qdim etm\u0259m\u0259si prosesin uzanmas\u0131na g\u0259tirib \u00e7\u0131xar\u0131r. M\u0259nim bu m\u00fcdd\u0259t \u0259rzind\u0259 itirdikl\u0259rim, suya d\u00fc\u015f\u0259n planlar\u0131m\u0131 yenid\u0259n qurmaq vaxt alacaq ki, bu da Az\u0259rbaycan iqtisadiyyat\u0131na vurulan z\u0259rb\u0259dir.\u201d<\/p>\n
N\u0259z\u0259riniz\u0259 \u00e7atd\u0131raq ki, \u201cQaramanl\u0131\u201d firmas\u0131n\u0131n Bak\u0131 \u015f\u0259h\u0259rind\u0259 4, Sumqay\u0131t \u015f\u0259h\u0259rind\u0259 1 d\u00fckan\u0131 f\u0259aliyy\u0259t g\u00f6st\u0259rir. Sumqay\u0131t \u015f\u0259h\u0259rind\u0259 yerl\u0259\u015f\u0259n fabrik ancaq ki\u015fi ayaqqab\u0131lar\u0131n\u0131n istehsal\u0131n\u0131 t\u0259\u015fkil edir. Yax\u0131n g\u0259l\u0259c\u0259kd\u0259 qad\u0131n ayaqqab\u0131lar\u0131n\u0131n da istehsal\u0131n\u0131 planla\u015fd\u0131ran r\u0259hb\u0259rlik bankla olan probleml\u0259r\u0259 g\u00f6r\u0259 bu ideyan\u0131 realla\u015fd\u0131ra bilm\u0259dikl\u0259rini deyir.\u00a0 Bu prosesl\u0259r\u0259 q\u0259d\u0259r \u201cQaramanl\u0131\u201d 80-d\u0259n\u00a0 \u015fox Az\u0259rbaycan v\u0259t\u0259nda\u015f\u0131n\u0131n evin\u0259 \u00e7\u00f6r\u0259k apard\u0131\u011f\u0131\u00a0 t\u0259kn\u0259 idi. T\u00fcrkiy\u0259d\u0259n\u00a0 bura c\u0259lb ounan m\u00fct\u0259xx\u0259ssisl\u0259r d\u0259 g\u00f6zl\u0259m\u0259 m\u00f6vqeyind\u0259dirl\u0259r. Hal-haz\u0131rda is\u0259\u00a0 m\u0259hk\u0259m\u0259 proseslri davam etdiyi \u00fc\u00e7\u00fcn \u015firk\u0259tin\u00a0 f\u0259aliyy\u0259ti iflic h\u0259dd\u0259 \u00e7at\u0131b,\u00a0 70-d\u0259n \u00e7ox i\u015f\u00e7isi ixtisara sal\u0131n\u0131b. R\u0259hman \u018fhm\u0259dovun girovlar\u0131 bank t\u0259r\u0259find\u0259n m\u0259nims\u0259nildiyin\u0259, m\u0259hk\u0259m\u0259 prosesl\u0259rinin davam etdiyin\u0259 g\u00f6r\u0259 dig\u0259r banklar\u0131n xidm\u0259tind\u0259n yararlana bilmir. \u0130r\u0259lil\u0259y\u0259n g\u00fcnl\u0259rd\u0259 ba\u015f ver\u0259nl\u0259ri n\u0259zar\u0259td\u0259 saxlayaraq siz\u0259 t\u0259qdim ed\u0259c\u0259yik.<\/p>\n
<\/p>\n
AzTimes.Az<\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
Accsess Bank bar\u0259d\u0259 v\u0259t\u0259nda\u015f \u015fikay\u0259tl\u0259ri s\u0259ngim\u0259k bilmir.\u00a0 \u018fn \u00e7ox problemli kreditl\u0259ri olan banklar s\u0131ras\u0131nda \u00f6nl\u0259rd\u0259 olan bank\u0131n zaman-zaman<\/p>\n","protected":false},"author":1,"featured_media":6916,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31],"tags":[],"class_list":["post-6910","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-digr"],"_links":{"self":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/6910","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6910"}],"version-history":[{"count":1,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/6910\/revisions"}],"predecessor-version":[{"id":6917,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/6910\/revisions\/6917"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/media\/6916"}],"wp:attachment":[{"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6910"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6910"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6910"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}