{"id":6358,"date":"2019-07-27T00:01:48","date_gmt":"2019-07-26T19:01:48","guid":{"rendered":"http:\/\/rubin.az\/?p=6358"},"modified":"2019-07-27T00:01:48","modified_gmt":"2019-07-26T19:01:48","slug":"h%c9%99s%c9%99n-b%c9%99y-z%c9%99rdabinin-qohumu-t%c9%99qaudcu-alim-d%c9%99-unibankin-dollar-kredit-%c9%99m%c9%99ll%c9%99rinin-qurbanlarindan-biri-oldu-fo","status":"publish","type":"post","link":"https:\/\/rubin.az\/?p=6358","title":{"rendered":"H\u0259s\u0259n B\u0259y Z\u0259rdabinin Qohumu, T\u0259qa\u00fcd\u00e7\u00fc Alim D\u0259 \u201cUnibank\u201dIn \u201cDollar Kredit\u201d \u018fm\u0259ll\u0259rinin Qurbanlar\u0131ndan Biri Oldu \u2013 FOTO"},"content":{"rendered":"
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\u201cAz\u0259rbaycan Respublikas\u0131nda fiziki \u015f\u0259xsl\u0259rin problemli kreditl\u0259rinin h\u0259lli il\u0259 ba\u011fl\u0131 \u0259lav\u0259 t\u0259dbirl\u0259r haqq\u0131nda\u201d Prezident f\u0259rman\u0131n\u0131n icras\u0131na ba\u015fland\u0131\u011f\u0131 g\u00fcnd\u0259n \u0259halinin b\u0259zi banklardan naraz\u0131l\u0131\u011f\u0131 artmaqda davam edir.<\/strong><\/p>\n

Biz bu istiqam\u0259td\u0259 apard\u0131\u011f\u0131m\u0131z ara\u015fd\u0131rmalar zaman\u0131 m\u00fc\u0259yy\u0259n etmi\u015fik ki, v\u0259t\u0259nda\u015flara d\u00f6vl\u0259t t\u0259r\u0259find\u0259n m\u00fc\u0259yy\u0259n edil\u0259n kompensasiyalar\u0131n \u00f6d\u0259ni\u015find\u0259 daha \u00e7ox probleml\u0259rin ya\u015fand\u0131\u011f\u0131 banklardan biri \u201cUnibank\u201dd\u0131r. Biz\u0259 olunan \u015fikay\u0259tl\u0259r daha \u00e7ox bu m\u0259zmundad\u0131r. V\u0259t\u0259nda\u015flar qeyd edirl\u0259r ki, saytda adlar\u0131na m\u00fc\u0259yy\u0259n m\u0259bl\u0259\u011f kompensasiya m\u00fc\u0259yy\u0259n edils\u0259 d\u0259, onlar\u0131n ad\u0131na olan borc qrafas\u0131nda 0 r\u0259q\u0259mi yaz\u0131lsa da, \u201cUnibank\u201d onlardan faiz tutumunu davam etdirir. Ara\u015fd\u0131rmam\u0131z zaman\u0131 \u00e7ox maraql\u0131 m\u0259lumatlara rast g\u0259lmi\u015fik. M\u0259s\u0259l\u0259n, bank bir m\u00fcdd\u0259t \u0259vv\u0259l b\u0259zi m\u00fc\u015ft\u0259ril\u0259rini \u00e7a\u011f\u0131r\u0131b dollar kreditini manata ke\u00e7irm\u0259yi t\u0259klif ed\u0259rk\u0259n, bununla raz\u0131la\u015fan m\u00fc\u015ft\u0259ril\u0259rin ad\u0131na, s\u0259n dem\u0259, yeni kredit m\u00fcqavil\u0259si r\u0259smil\u0259\u015fdirib. Y\u0259ni art\u0131q d\u00f6vl\u0259tin etdiyi g\u00fcz\u0259\u015ft yeni m\u00fcqavil\u0259y\u0259 \u015famil olunmad\u0131\u011f\u0131 \u00fc\u00e7\u00fcn, m\u00fc\u015ft\u0259ri m\u0259cburdur ki, d\u00f6vl\u0259td\u0259n ald\u0131\u011f\u0131 kompensasiyan\u0131 ba\u015fqa m\u00fcqavil\u0259nin faizin\u0259 \u00f6d\u0259sin.<\/p>\n

Bel\u0259 m\u0259nz\u0259r\u0259 il\u0259 qar\u015f\u0131la\u015fanlardan biri d\u0259 \u0130nc\u0259s\u0259n\u0259t Universitetinin dosenti i\u015fl\u0259mi\u015f, H\u0259s\u0259n b\u0259y Z\u0259rdabinin soyundan olan R\u0259biyy\u0259 Z\u0259rdabidir. Haz\u0131rda x\u0259st\u0259liyi il\u0259 \u0259laq\u0259dar \u0259lillik d\u0259r\u0259c\u0259si alan R\u0259biy\u0259 xan\u0131m he\u00e7 yerd\u0259 i\u015fl\u0259mir, yaln\u0131z \u0259lillik m\u00fcavin\u0259ti il\u0259 dolan\u0131r. \u015eikay\u0259t\u00e7i \u201cBak\u0131-X\u0259b\u0259r\u201d\u0259 a\u00e7\u0131qlamas\u0131nda bildirdi ki, h\u0259min m\u00fcavin\u0259ti d\u0259 \u201cUnibank\u201d\u0131n faizl\u0259rin\u0259 \u00f6d\u0259m\u0259y\u0259 m\u0259cbur olub: \u201cM\u0259n uzun ill\u0259r ali m\u0259kt\u0259bd\u0259 pedaqoji f\u0259aliyy\u0259tl\u0259 m\u0259\u015f\u011ful olmu\u015fam. Sonra x\u0259st\u0259liyiml\u0259 \u0259laq\u0259dar i\u015fd\u0259n ayr\u0131lma\u011fa m\u0259cbur oldum. Onkoloji x\u0259st\u0259 oldu\u011fum \u00fc\u00e7\u00fcn \u201cUnibank\u201da m\u0259ktubla m\u00fcraci\u0259t etdim ki, m\u0259n\u0259 bir q\u0259d\u0259r g\u00fcz\u0259\u015ft etsinl\u0259r. M\u0259n onlardan 1500 dollar kredit g\u00f6t\u00fcrm\u00fc\u015fd\u00fcm. Bunlar m\u0259ni verdil\u0259r m\u0259hk\u0259m\u0259y\u0259. He\u00e7 i\u015ftirak\u0131m olmad\u0131\u011f\u0131 m\u0259hk\u0259m\u0259d\u0259 bank m\u0259nim \u0259lillik pulumun kartdan onlara k\u00f6\u00e7\u00fcr\u00fclm\u0259si il\u0259 ba\u011fl\u0131 q\u0259rar \u00e7\u0131xard\u0131rd\u0131. V\u0259ziyy\u0259tim h\u0259dd\u0259n art\u0131q a\u011f\u0131rla\u015fd\u0131. \u00c7\u00fcnki yegan\u0259 qazanc m\u0259nb\u0259yim h\u0259min kart\u0131 idi. 8 ay m\u00fcdd\u0259tind\u0259 h\u0259r ay 100 manat m\u0259nim \u0259lillik m\u00fcavin\u0259timd\u0259n \u00e7\u0131xd\u0131lar. M\u0259n ondan \u0259vv\u0259l d\u0259 banka \u00f6d\u0259ni\u015fl\u0259r etmi\u015fdim. Dem\u0259k olar ki, borcum qalm\u0131rd\u0131. Sonra bank kreditl\u0259rinin ba\u011f\u0131\u015flan\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 Prezidentin humanist q\u0259rar\u0131 \u00e7\u0131xd\u0131.\u00a0 Baxd\u0131m ki, bank m\u0259nd\u0259n yen\u0259 \u00f6d\u0259ni\u015f t\u0259l\u0259b edir. Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131na m\u00fcraci\u0259t etdim. Bunun da xeyri olmad\u0131. Sonra \u201cUnibank\u201d m\u0259ni y\u0259n\u0259 \u00e7a\u011f\u0131rd\u0131. M\u0259n\u0259 bildirdil\u0259r ki, yeni kredit a\u00e7\u0131l\u0131r 5 il m\u00fcdd\u0259tin\u0259. A\u00e7\u0131q dedim ki, bundan naraz\u0131yam. Biz\u0259 g\u00fcz\u0259\u015ft \u0259v\u0259zin\u0259, yeni kredit a\u00e7\u0131blar. Bunlar m\u0259nim x\u0259st\u0259liyimin \u00fcst\u00fcn\u0259 x\u0259st\u0259lik g\u0259tiribl\u0259r. Onlar\u0131n z\u0259ngl\u0259ri, h\u0259d\u0259l\u0259ri m\u0259nim v\u0259ziyy\u0259timi daha da a\u011f\u0131rla\u015fd\u0131rd\u0131. \u0130ndi d\u0259 \u0259l \u00e7\u0259kmirl\u0259r. Yen\u0259 m\u0259ni 5 il m\u00fcdd\u0259tin\u0259 \u00f6zl\u0259rinin girovuna \u00e7evirm\u0259k ist\u0259yirl\u0259r. Hesab edir\u0259m ki, m\u0259niml\u0259 ba\u011fl\u0131 Prezident f\u0259rman\u0131 d\u00fczg\u00fcn yerin\u0259 yetirilmir. Onlar m\u0259nim \u00f6d\u0259diyim v\u0259 \u00f6lk\u0259 ba\u015f\u00e7\u0131s\u0131n\u0131n ba\u011f\u0131\u015flad\u0131\u011f\u0131 pullar\u0131 m\u0259nd\u0259n yen\u0259 ist\u0259yirl\u0259r\u201d.<\/p>\n

R\u0259biyy\u0259\u00a0 Z\u0259rdabi deyir ki, 1500 dollara g\u00f6r\u0259 onun h\u0259yat\u0131 qara g\u0259lib: \u201cSizd\u0259n xahi\u015f edir\u0259m ki,\u00a0 m\u0259nim \u015fikay\u0259timi ictimail\u0259\u015fdir\u0259siniz. \u0130ndi d\u0259 bu ilin avqustundan g\u0259l\u0259n ilin avqustuna kimi ayda 3 manat \u00f6d\u0259m\u0259yimi t\u0259l\u0259b edirl\u0259r. Guya bizim dir\u00e7\u0259lm\u0259yimiz\u0259 yard\u0131m\u00e7\u0131 olurlar. Sonrak\u0131 ill\u0259rd\u0259 is\u0259 h\u0259r ay 78 manat\u0131 5 il m\u00fcdd\u0259tin\u0259 \u00f6d\u0259m\u0259yi t\u0259l\u0259b edirl\u0259r. M\u0259n \u00e7ox xahi\u015f edir\u0259m ki, m\u0259s\u0259l\u0259m d\u0259qiq ara\u015fd\u0131r\u0131ls\u0131n\u201d.<\/p>\n

Biz edil\u0259n \u015fikay\u0259tl\u0259 ba\u011fl\u0131 s\u00f6z\u00fcged\u0259n bank\u0131n ictimaiyy\u0259tl\u0259 \u0259laq\u0259l\u0259r \u015f\u00f6b\u0259sinin r\u0259hb\u0259ri S\u00fclhiyy\u0259 \u015eirinova il\u0259 \u0259laq\u0259 saxlad\u0131q. Bank r\u0259smisi biz\u0259 bildirdi ki, bel\u0259 hallarla ba\u011fl\u0131 d\u0259rhal n\u0259s\u0259 cavab verm\u0259k olmur: \u201c\u0130st\u0259nil\u0259n \u015fikay\u0259t x\u00fcsusi ara\u015fd\u0131rma t\u0259l\u0259b edir. Bu s\u0259b\u0259bd\u0259n d\u0259 xahi\u015f edir\u0259m ki, h\u0259min \u015fikay\u0259ti siz\u0259 t\u0259qdim etdiyim elektron po\u00e7t \u00fcnvan\u0131na g\u00f6nd\u0259r\u0259siniz. Bank\u0131n \u0259laq\u0259dar \u015f\u00f6b\u0259si bununla ba\u011fl\u0131 ara\u015fd\u0131rma aparacaq, ondan sonra siz\u0259 m\u0259lumat veril\u0259c\u0259k\u201d.<\/p>\n

Biz d\u0259, \u00f6z n\u00f6vb\u0259mizd\u0259, R\u0259biy\u0259 xan\u0131m\u0131n \u015fikay\u0259tini t\u0259qdim olunan elektron po\u00e7t \u00fcnvan\u0131na g\u00f6nd\u0259rdik. Bank\u0131n t\u0259qdim ed\u0259c\u0259yi cavab\u0131 m\u0259mnuniyy\u0259tl\u0259 d\u0259rc etm\u0259y\u0259 haz\u0131r\u0131q.<\/p>\n

M\u0259h\u0259mm\u0259d\u0259li Q\u018fR\u0130BL\u0130<\/strong><\/p>\n<\/div>\n<\/div>\n

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  • <\/li>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    \u201cAz\u0259rbaycan Respublikas\u0131nda fiziki \u015f\u0259xsl\u0259rin problemli kreditl\u0259rinin h\u0259lli il\u0259 ba\u011fl\u0131 \u0259lav\u0259 t\u0259dbirl\u0259r haqq\u0131nda\u201d Prezident f\u0259rman\u0131n\u0131n icras\u0131na ba\u015fland\u0131\u011f\u0131 g\u00fcnd\u0259n \u0259halinin<\/p>\n","protected":false},"author":1,"featured_media":6359,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,36],"tags":[],"class_list":["post-6358","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundm","category-manset"],"_links":{"self":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/6358","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6358"}],"version-history":[{"count":1,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/6358\/revisions"}],"predecessor-version":[{"id":6360,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/6358\/revisions\/6360"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/media\/6359"}],"wp:attachment":[{"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6358"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6358"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6358"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}