{"id":3589,"date":"2019-03-14T15:37:56","date_gmt":"2019-03-14T11:37:56","guid":{"rendered":"http:\/\/rubin.az\/?p=3589"},"modified":"2019-03-14T15:37:56","modified_gmt":"2019-03-14T11:37:56","slug":"problemli-kreditl%c9%99rl%c9%99-bagli-%c9%99n-cox-veril%c9%99n-suallara-cavab","status":"publish","type":"post","link":"https:\/\/rubin.az\/?p=3589","title":{"rendered":"Problemli kreditl\u0259rl\u0259 ba\u011fl\u0131 \u0259n \u00e7ox veril\u0259n suallara &#8211; Cavab"},"content":{"rendered":"<p>Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 problemli kreditl\u0259rl\u0259 ba\u011fl\u0131 \u0259n \u00e7ox veril\u0259n suallar\u0131 v\u0259 onlara veril\u0259n cavablar\u0131 yay\u0131mlay\u0131b.<\/p>\n<p><strong>&#8220;Rubin.az&#8221;<\/strong> Qafqazinfo-ya istinad\u0259n\u00a0 h\u0259min yaz\u0131n\u0131 t\u0259qdim edir:<\/p>\n<p>&#8211; F\u0259rmana \u0259sas\u0259n kompensasiya \u00f6d\u0259ni\u015fi hans\u0131 n\u00f6v kreditl\u0259r\u0259 \u015famil olunur?<\/p>\n<p>&#8211; F\u0259rmana \u0259sas\u0259n kompensasiya \u00f6d\u0259ni\u015fi fiziki \u015f\u0259xsl\u0259rin xarici valyutada olan \u0259sas kredit borclar\u0131n\u0131n qal\u0131q m\u0259bl\u0259\u011fl\u0259rinin c\u0259mi devalvasiya ba\u015f ver\u0259n tarixl\u0259r\u0259 (2015-ci il 21 fevral\u0131n 21-i v\u0259 (v\u0259 ya) dekabr\u0131n 21-i) 10 000 AB\u015e dollar\u0131ndan \u00e7ox olmayan b\u00fct\u00fcn n\u00f6v (istehlak, biznes) t\u0259minatl\u0131 v\u0259 t\u0259minats\u0131z kreditl\u0259rin\u0259 \u015famil edilir.<\/p>\n<p>&#8211; Bir ne\u00e7\u0259 bank \u00fczr\u0259 \u0259sas kredit borcunun m\u0259bl\u0259\u011fi ayr\u0131-ayr\u0131l\u0131qda 10 000 AB\u015e dollar\u0131nad\u0259k olan, lakin \u00fcmumilikd\u0259 \u0259sas borcu 10 000 AB\u015e dollar\u0131ndan \u00e7ox olan fiziki \u015f\u0259xsl\u0259r\u0259 bu F\u0259rman \u015famil olunurmu?<\/p>\n<p>&#8211; Xeyr. Bu F\u0259rman 1-ci (2015-ci il 21 fevral\u0131n 21-i) v\u0259 (v\u0259 ya) 2-ci (2015-ci il dekabr\u0131n 21) devalvasiyalar\u0131n tarixl\u0259rin\u0259 f\u0259aliyy\u0259td\u0259 olan v\u0259 ya lisenziyas\u0131 l\u0259\u011fv edilmi\u015f b\u00fct\u00fcn banklar v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 \u00fczr\u0259 \u0259sas kredit borclar\u0131n\u0131n qal\u0131q m\u0259bl\u0259\u011fl\u0259rinin c\u0259mi 10 000 AB\u015e dollar\u0131ndan yuxar\u0131 olmayan fiziki \u015f\u0259xsl\u0259r\u0259 \u015famil edilir.<\/p>\n<p>&#8211; F\u0259rman kredit borcunu devalvasiyalardan \u00f6nc\u0259 g\u00f6t\u00fcrm\u00fc\u015f v\u0259 devalvasiyadan sonra \u00f6d\u0259yib bitirmi\u015f fiziki \u015f\u0259xsl\u0259r\u0259 da \u015famil olunurmu?<\/p>\n<p>&#8211; B\u0259li. F\u0259rmana \u0259sas\u0259n kredit borcunu devalvasiyalardan \u00f6nc\u0259 g\u00f6t\u00fcrm\u00fc\u015f v\u0259 devalvasiyadan sonra \u00f6d\u0259yib bitirmi\u015f fiziki \u015f\u0259xsl\u0259r\u0259 m\u00fcvafiq devalvasiya tarixl\u0259rind\u0259 \u0259sas kredit borcunun qal\u0131q m\u0259bl\u0259\u011fin\u0259 uy\u011fun kompensasiya \u00f6d\u0259nil\u0259c\u0259kdir.<\/p>\n<p>&#8211; \u018fg\u0259r fiziki \u015f\u0259xs 2015-ci il fevral\u0131n 21-i tarixind\u0259n \u00f6nc\u0259 10 000 AB\u015e dollar\u0131 m\u0259bl\u0259\u011find\u0259n art\u0131q kredit g\u00f6t\u00fcrm\u00fc\u015fd\u00fcrs\u0259, bu F\u0259rman onlara \u015famil olunurmu?<\/p>\n<p>&#8211; \u018fg\u0259r fiziki \u015f\u0259xsin 2015-ci il 21 fevral tarixind\u0259n \u00f6nc\u0259 10 000 dollar\u0131 m\u0259bl\u0259\u011find\u0259n art\u0131q g\u00f6t\u00fcrd\u00fcy\u00fc kreditin \u0259sas borc \u00fczr\u0259 qal\u0131q m\u0259bl\u0259\u011fi 2015-ci il 21 fevral v\u0259 (v\u0259 ya) 2015-ci il 21 dekabr tarixin\u0259 10 000 AB\u015e dollar\u0131ndan \u00e7ox deyils\u0259, bu halda F\u0259rman h\u0259min \u015f\u0259xsl\u0259r\u0259 \u015famil edilir.<\/p>\n<p>&#8211; Fiziki \u015f\u0259xs 21 fevral 2015-ci il tarixin\u0259 10 000 dollar\u0131 h\u0259cmind\u0259 \u0259sas borc \u00fczr\u0259 qal\u0131\u011f\u0131 olan kreditinin bir hiss\u0259sini (misal \u00fc\u00e7\u00fcn: 2000 AB\u015e dollar\u0131n\u0131) 2015-ci il 22 fevral \u2013 21 dekabr tarixl\u0259ri aral\u0131\u011f\u0131nda, qalan hiss\u0259sini is\u0259 (misal \u00fc\u00e7\u00fcn: 8000 AB\u015e dollar\u0131n\u0131) 2015-ci il 21 dekabr tarixind\u0259n sonra \u00f6d\u0259mi\u015fdirs\u0259, bu halda ona kompensasiya nec\u0259 hesablanacaqd\u0131r?<\/p>\n<p>&#8211; Bu halda kompensasiya 2015-ci il fevral\u0131n 21-n\u0259 v\u0259 dekabr\u0131n 21-n\u0259 \u0259sas kredit borcu \u00fczr\u0259 qal\u0131q m\u0259bl\u0259\u011fl\u0259r\u0259 m\u00fcnasib\u0259td\u0259 ayr\u0131l\u0131qda hesablanacaqd\u0131r. Y\u0259ni, 2015-ci il 21 fevral tarixin\u0259 \u0259sas kredit borcu \u00fczr\u0259 qal\u0131q m\u0259bl\u0259\u011fi 10 000 AB\u015e dollar\u0131 t\u0259\u015fkil etdiyi \u00fc\u00e7\u00fcn 2500 manat, 2015-ci il tarixin\u0259 21 dekabr is\u0259 \u0259sas kredit borcu \u00fczr\u0259 qal\u0131q m\u0259bl\u0259\u011fi 8000 AB\u015e dollar\u0131 t\u0259\u015fkil etdiyi \u00fc\u00e7\u00fcn 4800 manat m\u0259bl\u0259\u011find\u0259, c\u0259mi 7300 manat m\u0259bl\u0259\u011find\u0259 kompensasiya \u00f6d\u0259nil\u0259c\u0259kdir. Fiziki \u015f\u0259xsl\u0259rin \u0259sas kredit borclar\u0131n\u0131n devalvasiya il\u0259 ba\u011fl\u0131 manatla artm\u0131\u015f hiss\u0259sini https:\/\/pk.fimsa.az\/az\/calculator linkin\u0259 daxil olmaqla hesablamaq m\u00fcmk\u00fcnd\u00fcr.<\/p>\n<p>&#8211; Fiziki \u015f\u0259xs devalvasiyalardan \u00f6nc\u0259 g\u00f6t\u00fcrd\u00fcy\u00fc 10 000 AB\u015e dollar\u0131 krediti \u00fczr\u0259 \u00f6d\u0259ni\u015fl\u0259r ets\u0259 d\u0259, krediti tam ba\u011flaya bilm\u0259mi\u015fdir. Bu halda, ona kompensasiya \u00f6d\u0259nil\u0259c\u0259kmi?<\/p>\n<p>&#8211; B\u0259li, kompensasiya devalvasiyadan \u00f6nc\u0259 g\u00f6t\u00fcr\u00fclm\u00fc\u015f, lakin devalvasiyadan sonra ba\u011flanm\u0131\u015f v\u0259 ya h\u0259l\u0259 d\u0259 \u00f6d\u0259ni\u015fi tam ba\u015fa \u00e7atmam\u0131\u015f b\u00fct\u00fcn kreditl\u0259r \u00fczr\u0259 verilir.<\/p>\n<p>&#8211; Fiziki \u015f\u0259xsin \u00f6d\u0259m\u0259 m\u00fcdd\u0259ti ke\u00e7mi\u015f kredit borcu olduqda, ona kompensasiya &#8211; \u00f6d\u0259nil\u0259c\u0259kdirmi?<\/p>\n<p>&#8211; B\u0259li. Lakin bu zaman kompensasiya, ilk n\u00f6vb\u0259d\u0259, fiziki \u015f\u0259xsin f\u0259aliyy\u0259td\u0259 olan v\u0259 (v\u0259 ya) lisenziyas\u0131 l\u0259\u011fv edilmi\u015f b\u00fct\u00fcn banklar v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 \u00fczr\u0259 \u00f6d\u0259ni\u015f m\u00fcdd\u0259ti ke\u00e7mi\u015f \u0259sas kredit borclar\u0131n\u0131n \u00f6d\u0259nilm\u0259sin\u0259 y\u00f6n\u0259ldil\u0259c\u0259k, art\u0131q qalan m\u0259bl\u0259\u011f is\u0259 h\u0259min fiziki \u015f\u0259xs\u0259 t\u0259qdim edil\u0259c\u0259kdir.<\/p>\n<p>-2015-ci il 22 fevral &#8211; 2015-ci il 21 dekabr tarixl\u0259ri aral\u0131\u011f\u0131nda \u0259sas borcunun h\u0259cmi 10 000 AB\u015e dollar\u0131 m\u0259bl\u0259\u011fin\u0259d\u0259k olan kredit m\u00fcqavil\u0259si imzalam\u0131\u015f v\u0259 h\u0259min aral\u0131qda m\u00fcvafiq kredit borcunu \u00f6d\u0259mi\u015f fiziki \u015f\u0259xs \u00fc\u00e7\u00fcn h\u0259r hans\u0131 g\u00fcz\u0259\u015ftl\u0259r n\u0259z\u0259rd\u0259 tutulurmu?<\/p>\n<p>&#8211; Kompensasiya devalvasiya n\u0259tic\u0259sind\u0259 fiziki \u015f\u0259xsin irad\u0259sind\u0259n as\u0131l\u0131 olmayaraq \u00fczl\u0259\u015fdiyi maliyy\u0259 itkisinin d\u00f6vl\u0259t t\u0259r\u0259find\u0259n qar\u015f\u0131lanmas\u0131 m\u0259qs\u0259dil\u0259 verilir. M\u00fcvafiq tarix aral\u0131\u011f\u0131nda devalvasiya ba\u015f verm\u0259diyind\u0259n, fiziki \u015f\u0259xs onun irad\u0259sind\u0259n as\u0131l\u0131 olmayaraq he\u00e7 bir maliyy\u0259 itkisi il\u0259 \u00fczl\u0259\u015fm\u0259diyind\u0259n ona bu m\u0259qs\u0259dl\u0259 kompensasiya \u00f6d\u0259nilm\u0259si n\u0259z\u0259rd\u0259 tutulmur.<\/p>\n<p>&#8211; Manatla krediti olanlara h\u0259r hans\u0131 g\u00fcz\u0259\u015ft n\u0259z\u0259rd\u0259 tutulurmu?<\/p>\n<p>&#8211; Kompensasiya devalvasiya n\u0259tic\u0259sind\u0259 fiziki \u015f\u0259xsin irad\u0259sind\u0259n as\u0131l\u0131 olmayaraq onun \u00fczl\u0259\u015fdiyi maliyy\u0259 itkisinin d\u00f6vl\u0259t t\u0259r\u0259find\u0259n qar\u015f\u0131lanmas\u0131 m\u0259qs\u0259dil\u0259 verilir. 2015-ci il 21 dekabr tarixind\u0259n sonra \u00f6lk\u0259d\u0259 devlavasiya ba\u015f verm\u0259diyind\u0259n fiziki \u015f\u0259xs bu s\u0259b\u0259bd\u0259n h\u0259r hans\u0131 maliyy\u0259 itkisi il\u0259 \u00fczl\u0259\u015fm\u0259mi\u015fdir. Bununla \u0259laq\u0259dar olaraq, bu m\u0259qs\u0259dl\u0259 fiziki \u015f\u0259xsl\u0259r\u0259 h\u0259r hans\u0131 kompensasiyan\u0131n \u00f6d\u0259nilm\u0259si n\u0259z\u0259rd\u0259 tutulmam\u0131\u015fd\u0131r.<\/p>\n<p>Bununla bel\u0259, h\u0259min fiziki \u015f\u0259xsin 2019-cu il mart\u0131n 1-i tarixin\u0259 kredit borcu \u00fczr\u0259 gecikm\u0259 m\u00fcdd\u0259ti 360 g\u00fcnd\u0259n \u00e7oxdursa, banklar t\u0259r\u0259find\u0259n h\u0259min \u015f\u0259xsl\u0259r\u0259 \u0259sas kredit borclar\u0131n\u0131n restrukturizasiya olunmas\u0131, bu kreditin illik faiz d\u0259r\u0259c\u0259si 1 faiz olmaqla 5 il (1 il g\u00fcz\u0259\u015ft m\u00fcdd\u0259ti il\u0259) m\u00fcdd\u0259tin\u0259 veril\u0259n g\u00fcz\u0259\u015ftli kreditl\u0259 \u0259v\u0259zl\u0259nm\u0259si t\u0259klif olunacaqd\u0131r. H\u0259m\u00e7inin, bu zaman h\u0259min kreditl\u0259r\u0259 hesablanm\u0131\u015f faizl\u0259rin v\u0259 d\u0259bb\u0259 pullar\u0131n\u0131n (c\u0259rim\u0259, penya) silinm\u0259si n\u0259z\u0259rd\u0259 tutulur.<\/p>\n<p>&#8211; Devalvasiya ba\u015f vermi\u015f tarixl\u0259rd\u0259n sonra dollar krediti restrukturizasiya olunaraq manat kreditin\u0259 \u00e7evrilmi\u015f fiziki \u015f\u0259xsl\u0259r\u0259 F\u0259rmana \u0259sas\u0259n kompensasiya \u00f6d\u0259nil\u0259c\u0259kmi?<\/p>\n<p>&#8211; Fiziki \u015f\u0259xsin 2015-ci il 21 fevral v\u0259 (v\u0259 ya) 21 dekabr tarixl\u0259rin\u0259 xarici valyutada \u0259sas kredit \u00fczr\u0259 qal\u0131q borcu 10 000 AB\u015e dollar\u0131ndan \u00e7ox olmad\u0131qda, onlara m\u00fcvafiq kompensasiyalar \u00f6d\u0259nil\u0259c\u0259kdir.<\/p>\n<p>&#8211; F\u0259rmana \u0259sas\u0259n kompensasiya \u00f6d\u0259ni\u015fi v\u0259 ya restrukturizasiya avro v\u0259 rubl kreditl\u0259rin\u0259 d\u0259 \u015famil olunurmu?<\/p>\n<p>&#8211; B\u0259li. F\u0259rmana \u0259sas\u0259n kompensasiya \u00f6d\u0259ni\u015fi v\u0259 ya restrukturizasiya b\u00fct\u00fcn xarici valyutada olan kreditl\u0259r\u0259 \u015famil edilir. Bu zaman kompensasiya \u00f6d\u0259ni\u015fi h\u0259min kreditl\u0259rin valyutalar\u0131n\u0131n 2015-ci il 21 fevral v\u0259 21 dekabr tarixl\u0259rin\u0259, restrukturizasiya is\u0259 2019-cu il 1 mart tarixin\u0259 Az\u0259rbaycan Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131n\u0131n elan etdiyi m\u0259z\u0259nn\u0259y\u0259 uy\u011fun olaraq hesablanmaqla h\u0259yata ke\u00e7irilir.<\/p>\n<p>&#8211; Hans\u0131 kredit borclar\u0131n\u0131n restrukturizasiya olunaca\u011f\u0131 n\u0259z\u0259rd\u0259 tutulur?<\/p>\n<p>-Borcun xarici valyuta v\u0259 ya manatla al\u0131nmas\u0131ndan as\u0131l\u0131 olmayaraq, 2012-ci il yanvar 1-d\u0259n 2019-cu il mart\u0131n 1-d\u0259k ba\u011flanm\u0131\u015f kredit m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 \u00f6d\u0259ni\u015fi 360 g\u00fcnd\u0259n \u00e7ox gecikdirilmi\u015f kreditl\u0259rin restrukturizasiyas\u0131 n\u0259z\u0259rd\u0259 tutulmu\u015fdur.<\/p>\n<p>-Manatla krediti olanlara h\u0259r hans\u0131 g\u00fcz\u0259\u015ft n\u0259z\u0259rd\u0259 tutulurmu?<\/p>\n<p>&#8211; 2012-ci il yanvar\u0131n 1-d\u0259n 2019-cu il mart\u0131n 1-d\u0259k ba\u011flanm\u0131\u015f kredit m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 milli valyutada \u0259sas borcun qal\u0131q m\u0259bl\u0259\u011finin c\u0259mi 17 000 manatad\u0259k olan v\u0259 360 g\u00fcnd\u0259n \u00e7ox gecikdirilmi\u015f kreditl\u0259r restrukturizasiya olunacaqd\u0131r.<\/p>\n<p>&#8211; F\u0259rmana \u0259sas\u0259n kreditl\u0259rin restrukturizasiyas\u0131 n\u0259yi n\u0259z\u0259rd\u0259 tutur?<\/p>\n<p>&#8211; F\u0259rmana \u0259sas\u0259n kreditl\u0259rin restrukturizasiyas\u0131 2012-ci il yanvar\u0131n 1-d\u0259n 2019-cu il mart\u0131n 1-d\u0259k ba\u011flanm\u0131\u015f kredit m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 \u00f6d\u0259ni\u015f m\u00fcdd\u0259ti 360 g\u00fcnd\u0259n \u00e7ox gecikdirilmi\u015f kreditl\u0259r \u00fczr\u0259 hesablanm\u0131\u015f faizl\u0259rin v\u0259 d\u0259bb\u0259 pulunun (c\u0259rim\u0259, penya) silinm\u0259sini v\u0259 h\u0259min kreditl\u0259rin illik faiz d\u0259r\u0259c\u0259si 1 faiz olmaqla 5 il m\u00fcdd\u0259tin\u0259 (1 il g\u00fcz\u0259\u015ft m\u00fcdd\u0259ti il\u0259) veril\u0259n yeni kreditl\u0259 \u0259v\u0259zl\u0259nm\u0259sin\u0259 dair bankla fiziki \u015f\u0259xs aras\u0131nda yeni kredit m\u00fcqavil\u0259sinin ba\u011flanmas\u0131n\u0131 n\u0259z\u0259rd\u0259 tutur.<\/p>\n<p>&#8211; F\u0259rman\u0131n q\u00fcvv\u0259y\u0259 mindiyi tarix\u0259 i\u015fi m\u0259hk\u0259m\u0259l\u0259rd\u0259 olan v\u0259 ya icra s\u0259n\u0259di \u00fczr\u0259 icraata daxil olan fiziki \u015f\u0259xsl\u0259rin kredit borclar\u0131 \u00fczr\u0259 problem nec\u0259 h\u0259ll olunacaq?<\/p>\n<p>&#8211; 2012-ci il yanvar\u0131n 1-d\u0259n 2019-cu il mart\u0131n 1-d\u0259k fiziki \u015f\u0259xsl\u0259rin b\u00fct\u00fcn valyutalarda ba\u011flanm\u0131\u015f kredit m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 2019-cu il mart 1-i tarixin\u0259 \u0259sas kredit borcu 10 000 AB\u015e dollar\u0131 v\u0259 ya 17 000 manatdan \u00e7ox olmayan v\u0259 360 g\u00fcnd\u0259n \u00e7ox gecikm\u0259si olan kreditl\u0259ri \u00fczr\u0259 m\u0259hk\u0259m\u0259d\u0259 olan iddialardan imtina edilm\u0259si v\u0259 icra s\u0259n\u0259di \u00fczr\u0259 icraata xitam verilm\u0259si il\u0259 qanunvericiliy\u0259 uy\u011fun t\u0259dbirl\u0259r g\u00f6r\u00fclm\u0259si n\u0259z\u0259rd\u0259 tutulur.<\/p>\n<p>-G\u00fcz\u0259\u015ftl\u0259rin \u0259ld\u0259 edilm\u0259si \u00fc\u00e7\u00fcn fiziki \u015f\u0259xsl\u0259r hans\u0131 add\u0131mlar\u0131 atmal\u0131d\u0131r? Fiziki \u015f\u0259xsl\u0259r banklara m\u00fcraci\u0259t etm\u0259lidirl\u0259rmi?<\/p>\n<p>&#8211; Fiziki \u015f\u0259xsl\u0259rin banklara m\u00fcraci\u0259t etm\u0259sin\u0259 z\u0259rur\u0259t yoxdur. Haz\u0131rda g\u00fcz\u0259\u015ftl\u0259rd\u0259n faydalanacaq m\u00fc\u015ft\u0259ril\u0259rin siyah\u0131s\u0131 haz\u0131rlan\u0131r. Banklar bu siyah\u0131lar \u00fczr\u0259 \u00f6z m\u00fc\u015ft\u0259ril\u0259rin\u0259 m\u00fcraci\u0259t ed\u0259c\u0259kdir. Eyni zamanda, h\u0259r bir fiziki \u015f\u0259xs kompensasiya \u00f6d\u0259ni\u015fl\u0259ri il\u0259 ba\u011fl\u0131 yarad\u0131lacaq reyestrd\u0259 \u00f6z ad\u0131n\u0131n olub-olmamas\u0131n\u0131 yoxlaya bil\u0259c\u0259kdir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 problemli kreditl\u0259rl\u0259 ba\u011fl\u0131 \u0259n \u00e7ox veril\u0259n suallar\u0131 v\u0259 onlara veril\u0259n cavablar\u0131 yay\u0131mlay\u0131b. &#8220;Rubin.az&#8221; Qafqazinfo-ya<\/p>\n","protected":false},"author":1,"featured_media":3590,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,20],"tags":[],"class_list":["post-3589","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundm","category-iqtisadiyyat"],"_links":{"self":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/3589","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3589"}],"version-history":[{"count":1,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/3589\/revisions"}],"predecessor-version":[{"id":3591,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/3589\/revisions\/3591"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/media\/3590"}],"wp:attachment":[{"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3589"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3589"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}