{"id":3108,"date":"2019-02-28T14:31:51","date_gmt":"2019-02-28T10:31:51","guid":{"rendered":"http:\/\/rubin.az\/?p=3108"},"modified":"2019-02-28T14:31:51","modified_gmt":"2019-02-28T10:31:51","slug":"prezident-%c9%99halinin-kredit-problemini-h%c9%99ll-etdi-f%c9%99rman","status":"publish","type":"post","link":"https:\/\/rubin.az\/?p=3108","title":{"rendered":"Prezident \u0259halinin kredit problemini h\u0259ll etdi &#8211; F\u018fRMAN"},"content":{"rendered":"<div><b>Prezident \u0130lham \u018fliyev Az\u0259rbaycan Respublikas\u0131nda fiziki \u015f\u0259xsl\u0259rin problemli kreditl\u0259rinin h\u0259lli il\u0259 ba\u011fl\u0131 \u0259lav\u0259 t\u0259dbirl\u0259r haqq\u0131nda f\u0259rman imzalay\u0131b.\u00a0<\/b><\/div>\n<div><\/div>\n<div id=\"AdributorNativeVideo0\" class=\"AdributorNativeVideo\"><\/div>\n<div><strong>&#8220;Rubin.az&#8221;<\/strong> x\u0259b\u0259r verir ki, f\u0259rman d\u00fcnya bazar\u0131nda neftin qiym\u0259tinin 3-4 d\u0259f\u0259 azalmas\u0131 il\u0259 ba\u011fl\u0131 ba\u015f vermi\u015f devalvasiya n\u0259tic\u0259sind\u0259 fiziki \u015f\u0259xsl\u0259rin xarici valyutada olan kreditl\u0259ri \u00fczr\u0259 onlar\u0131n \u00fczl\u0259\u015fdiyi maliyy\u0259 itkisini qar\u015f\u0131lamaq, o c\u00fcml\u0259d\u0259n problemli kreditl\u0259r m\u0259s\u0259l\u0259sinin h\u0259llin\u0259 d\u00f6vl\u0259t d\u0259st\u0259yini t\u0259min etm\u0259k m\u0259qs\u0259di da\u015f\u0131y\u0131r.<\/div>\n<div><\/div>\n<div>F\u0259rmanda bildirilir ki, Az\u0259rbaycan Respublikas\u0131nda \u0259halinin rifah\u0131n\u0131 y\u00fcks\u0259ltm\u0259k, sosial m\u00fcdafi\u0259sini v\u0259 layiqli h\u0259yat s\u0259viyy\u0259sini t\u0259min etm\u0259k d\u00f6vl\u0259tin sosial-iqtisadi inki\u015faf konsepsiyas\u0131n\u0131n prioritetl\u0259rind\u0259ndir.<\/div>\n<div><\/div>\n<div>Bu istiqam\u0259td\u0259 h\u0259yata ke\u00e7iril\u0259n t\u0259dbirl\u0259r, realla\u015fd\u0131r\u0131lan iqtisadi v\u0259 institusional islahatlar v\u0259t\u0259nda\u015flar\u0131n ya\u015fay\u0131\u015f s\u0259viyy\u0259sinin yax\u015f\u0131la\u015fmas\u0131nda, yeni i\u015f yerl\u0259rinin a\u00e7\u0131lmas\u0131 say\u0259sind\u0259 \u0259halinin m\u0259\u015f\u011fullu\u011funun v\u0259 g\u0259lirl\u0259rinin artmas\u0131nda, yoxsulluq s\u0259viyy\u0259sinin daha da azalmas\u0131nda \u00f6z m\u00fcsb\u0259t n\u0259tic\u0259l\u0259rini g\u00f6st\u0259rm\u0259kd\u0259dir.<\/div>\n<div><\/div>\n<div>Lakin qlobal iqtisadi v\u0259 maliyy\u0259 b\u00f6hran\u0131n\u0131n \u00f6lk\u0259 iqtisadiyyat\u0131na t\u0259sirl\u0259ri \u0259halinin m\u00fc\u0259yy\u0259n qrupunun \u00f6d\u0259m\u0259 qabiliyy\u0259tinin z\u0259ifl\u0259m\u0259sin\u0259, bunun da n\u0259tic\u0259sind\u0259, kredit t\u0259\u015fkilatlar\u0131ndan xarici valyutada borc alm\u0131\u015f v\u0259t\u0259nda\u015flar\u0131n bank sistemi qar\u015f\u0131s\u0131nda vaxt\u0131 ke\u00e7mi\u015f kreditl\u0259r \u00fczr\u0259 \u00f6hd\u0259likl\u0259rinin artmas\u0131na v\u0259 bu \u00f6hd\u0259likl\u0259rin yerin\u0259 yetirilm\u0259si il\u0259 ba\u011fl\u0131 m\u0259s\u0259l\u0259l\u0259r\u0259 m\u0259hk\u0259m\u0259 m\u00fcst\u0259visind\u0259 bax\u0131lma hallar\u0131n\u0131n \u00e7oxalmas\u0131na r\u0259vac vermi\u015fdir.<\/div>\n<div><\/div>\n<div>Son d\u00f6vrd\u0259 respublikada makroiqtisadi sabitliyin t\u0259min olunmas\u0131, iqtisadi inki\u015faf templ\u0259rinin b\u0259rpa edil\u0259r\u0259k artmas\u0131 v\u0259 maliyy\u0259 imkanlar\u0131n\u0131n geni\u015fl\u0259nm\u0259si dig\u0259r sah\u0259l\u0259r kimi, \u0259halinin xarici valyutada olan \u00f6d\u0259m\u0259 vaxt\u0131 ke\u00e7mi\u015f kredit borclar\u0131n\u0131n \u00f6d\u0259nilm\u0259sin\u0259 d\u0259 d\u00f6vl\u0259t d\u0259st\u0259yi g\u00f6st\u0259rilm\u0259si \u00fc\u00e7\u00fcn \u015f\u0259rait yaratm\u0131\u015fd\u0131r.<\/div>\n<div><\/div>\n<div>F\u0259rmanla a\u015fa\u011f\u0131da qeyd olunan tarixl\u0259r\u0259 fiziki \u015f\u0259xsl\u0259rin banklara 10 000 AB\u015e dollar\u0131nad\u0259k xarici valyutada olan \u0259sas kredit borclar\u0131n\u0131n devalvasiya il\u0259 ba\u011fl\u0131 manatla artm\u0131\u015f hiss\u0259si a\u015fa\u011f\u0131dak\u0131 qaydada qiym\u0259tl\u0259ndirilm\u0259kl\u0259, bu f\u0259rman q\u00fcvv\u0259y\u0259 mindiyi g\u00fcn\u0259 Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n elan etdiyi m\u0259z\u0259nn\u0259y\u0259 uy\u011fun olaraq, d\u00f6vl\u0259t b\u00fcdc\u0259sinin v\u0259saiti hesab\u0131na \u00fc\u00e7 aydan gec olmayaraq manatla \u00f6d\u0259nilir:<\/div>\n<div><\/div>\n<div>2015-ci il fevral\u0131n 21-n\u0259 xarici valyutada m\u00f6vcud olan \u0259sas kredit borcuna m\u00fcnasib\u0259td\u0259 \u2013 1 AB\u015e dollar\u0131na 0,25 manat (0,15 AB\u015e dollar\u0131) kimi;<\/div>\n<div><\/div>\n<div>2015-ci il fevral\u0131n 22-d\u0259n h\u0259min il dekabr\u0131n 21-d\u0259k ba\u011flanm\u0131\u015f kredit m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 xarici valyutada \u0259sas kredit borcuna m\u00fcnasib\u0259td\u0259 \u2013 1 AB\u015e dollar\u0131na 0,6 manat (0,35 AB\u015e dollar\u0131) kimi;<\/div>\n<div><\/div>\n<div>2015-ci il fevral\u0131n 21-n\u0259 v\u0259 dekabr\u0131n 21-n\u0259 m\u00f6vcud olmu\u015f xarici valyutada \u0259sas kredit borclar\u0131na m\u00fcnasib\u0259td\u0259 \u2013 bu f\u0259rman\u0131n 1.1-ci v\u0259 1.2-ci b\u0259ndl\u0259rind\u0259 qeyd olunan h\u0259r iki qaydada n\u0259z\u0259rd\u0259 tutuldu\u011fu kimi.<\/div>\n<div><\/div>\n<div>Bu f\u0259rman\u0131n 1-ci hiss\u0259sin\u0259 \u0259sas\u0259n edil\u0259n \u00f6d\u0259ni\u015f ilk n\u00f6vb\u0259d\u0259 fiziki \u015f\u0259xsl\u0259rin banklar v\u0259 l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklar qar\u015f\u0131s\u0131nda \u00f6d\u0259ni\u015f m\u00fcdd\u0259ti ke\u00e7mi\u015f \u0259sas kredit borclar\u0131n\u0131n \u00f6d\u0259nilm\u0259sin\u0259 y\u00f6n\u0259ldilsin, qalan m\u0259bl\u0259\u011f is\u0259 h\u0259min fiziki \u015f\u0259xsl\u0259rin s\u0259r\u0259ncam\u0131na verilsin.<\/div>\n<div><\/div>\n<div>Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131:<\/div>\n<div><\/div>\n<div>3.1. Az\u0259rbaycan Respublikas\u0131n\u0131n M\u0259rk\u0259zi Bank\u0131 il\u0259 birlikd\u0259 bu F\u0259rman\u0131n 1-ci hiss\u0259sind\u0259 g\u00f6st\u0259ril\u0259n t\u0259l\u0259bl\u0259r n\u0259z\u0259r\u0259 al\u0131nmaqla, fiziki \u015f\u0259xsl\u0259rin xarici valyutada olan kreditl\u0259rinin \u0259sas m\u0259bl\u0259\u011finin devalvasiya n\u0259tic\u0259sind\u0259 manatla artm\u0131\u015f hiss\u0259sinin \u00f6d\u0259nilm\u0259si mexanizmini (qaydas\u0131n\u0131), habel\u0259 h\u0259min m\u0259bl\u0259\u011f\u0259 hesablanm\u0131\u015f faiz v\u0259 d\u0259bb\u0259 pulu (c\u0259rim\u0259, penya) \u00fczr\u0259 t\u0259tbiq edil\u0259c\u0259k g\u00fcz\u0259\u015ftl\u0259ri m\u00fc\u0259yy\u0259n ed\u0259r\u0259k, Az\u0259rbaycan Respublikas\u0131n\u0131n Prezidenti il\u0259 raz\u0131la\u015fd\u0131rmaqla on be\u015f g\u00fcn m\u00fcdd\u0259tind\u0259 t\u0259sdiq etsin;<\/div>\n<div><\/div>\n<div>3.2. bu F\u0259rman\u0131n 1-ci hiss\u0259sin\u0259 \u0259sas\u0259n edil\u0259c\u0259k \u00f6d\u0259ni\u015fin \u00fcmumi m\u0259bl\u0259\u011fini, \u00f6d\u0259ni\u015f edil\u0259c\u0259k fiziki \u015f\u0259xsl\u0259rin siyah\u0131s\u0131n\u0131 v\u0259 h\u0259r bir fiziki \u015f\u0259xs\u0259 \u00f6d\u0259nil\u0259c\u0259k v\u0259saitin m\u0259bl\u0259\u011fini q\u0131rx be\u015f g\u00fcn m\u00fcdd\u0259tind\u0259 m\u00fc\u0259yy\u0259n etsin v\u0259 bu bar\u0259d\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n Maliyy\u0259 Nazirliyin\u0259 v\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n M\u0259rk\u0259zi Bank\u0131na m\u0259lumat versin.<\/div>\n<div><\/div>\n<div>4. M\u00fc\u0259yy\u0259n edilsin ki, bu F\u0259rman\u0131n 1-ci hiss\u0259sin\u0259 \u0259sas\u0259n bir fiziki \u015f\u0259xs\u0259 \u00f6d\u0259nil\u0259c\u0259k v\u0259saitin \u00fcmumi m\u0259bl\u0259\u011fi 5 000 (be\u015f min) AB\u015e dollar\u0131n\u0131n manat ekvivalentind\u0259n \u00e7ox olmamal\u0131d\u0131r.<\/div>\n<div><\/div>\n<div>5. Az\u0259rbaycan Respublikas\u0131n\u0131n M\u0259rk\u0259zi Bank\u0131na t\u00f6vsiy\u0259 edilsin ki:<\/div>\n<div><\/div>\n<div>5.1. bu F\u0259rman q\u00fcvv\u0259y\u0259 mindiyi tarix\u0259 fiziki \u015f\u0259xsl\u0259rin xarici valyutada \u0259sas m\u0259bl\u0259\u011fi 10 000 (on min) AB\u015e dollar\u0131nad\u0259k, milli valyutada is\u0259 17 000 (on yeddi min) manatad\u0259k olan kreditl\u0259r \u00fczr\u0259 vaxt\u0131 ke\u00e7mi\u015f kredit borclar\u0131n\u0131n restrukturizasiyas\u0131 m\u0259qs\u0259dil\u0259, Az\u0259rbaycan Respublikas\u0131 Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131n\u0131n m\u00fcraci\u0259ti \u0259sas\u0131nda, banklara 682 000 000,0 (alt\u0131 y\u00fcz s\u0259ks\u0259n iki milyon) manat m\u0259bl\u0259\u011fin\u0259d\u0259k d\u00f6vl\u0259t z\u0259man\u0259ti il\u0259 t\u0259min edilmi\u015f g\u00fcz\u0259\u015ftli kredit verilm\u0259sini t\u0259min etsin;<\/div>\n<div><\/div>\n<div>5.2. bu F\u0259rman\u0131n 5.1-ci b\u0259ndind\u0259 n\u0259z\u0259rd\u0259 tutulan t\u0259dbirl\u0259r n\u0259tic\u0259sind\u0259 banklar\u0131n valyuta m\u00f6vqeyinin pisl\u0259\u015fm\u0259sinin qar\u015f\u0131s\u0131n\u0131 almaq m\u0259qs\u0259dil\u0259 ayr\u0131lm\u0131\u015f kreditin hesab\u0131na banklara, onlar\u0131n m\u00fcraci\u0259ti \u0259sas\u0131nda 215 000 000,0 (iki y\u00fcz on be\u015f milyon) AB\u015e dollar\u0131 d\u0259y\u0259rin\u0259d\u0259k xarici valyutada ifad\u0259 olunmu\u015f, illik faiz d\u0259r\u0259c\u0259si 0,5 faiz olmaqla qiym\u0259tli ka\u011f\u0131zlar\u0131n verilm\u0259sini t\u0259min etsin;<\/div>\n<div><\/div>\n<div>5.3. bu F\u0259rmandan ir\u0259li g\u0259l\u0259n dig\u0259r t\u0259dbirl\u0259rin h\u0259yata ke\u00e7irilm\u0259sini t\u0259min etsin.<\/div>\n<div><\/div>\n<div>6. Banklara t\u00f6vsiy\u0259 edilsin ki:<\/div>\n<div><\/div>\n<div>6.1. bu F\u0259rman\u0131n 7.1-ci b\u0259ndind\u0259 n\u0259z\u0259rd\u0259 tutulan siyah\u0131 \u00fczr\u0259 vaxt\u0131 ke\u00e7mi\u015f kredit borcu olan fiziki \u015f\u0259xsl\u0259r\u0259 yeni g\u00fcz\u0259\u015ftli kredit m\u00fcqavil\u0259si ba\u011flanmas\u0131n\u0131 t\u0259klif etsinl\u0259r;<\/div>\n<div><\/div>\n<div>6.2. fiziki \u015f\u0259xsl\u0259rin vaxt\u0131 ke\u00e7mi\u015f kredit borclar\u0131n\u0131n restrukturizasiya olunaca\u011f\u0131n\u0131 n\u0259z\u0259r\u0259 alaraq, banklar bir ay m\u00fcdd\u0259tind\u0259 h\u0259min kreditl\u0259r\u0259 hesablanm\u0131\u015f faizl\u0259rin silinm\u0259sini v\u0259 m\u0259hk\u0259m\u0259d\u0259 olan i\u015fl\u0259rin geri \u00e7a\u011f\u0131r\u0131lmas\u0131n\u0131 t\u0259min ed\u0259n t\u0259dbirl\u0259r g\u00f6rs\u00fcnl\u0259r;<\/div>\n<div><\/div>\n<div>6.3. borclar\u0131 restrukturizasiya olunmu\u015f fiziki \u015f\u0259xsl\u0259rin borc y\u00fck\u00fcn\u00fcn y\u00fcng\u00fcll\u0259\u015fdirilm\u0259sini t\u0259min ed\u0259n dig\u0259r t\u0259dbirl\u0259r g\u00f6rs\u00fcnl\u0259r.<\/div>\n<div><\/div>\n<div>7. Az\u0259rbaycan Respublikas\u0131n\u0131n Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131:<\/div>\n<div><\/div>\n<div>7.1. banklarla birlikd\u0259 bir ay m\u00fcdd\u0259tind\u0259 fiziki \u015f\u0259xsl\u0259rin xarici valyutada \u0259sas m\u0259bl\u0259\u011fi 10 000 (on min) AB\u015e dollar\u0131nad\u0259k, milli valyutada is\u0259 17 000 (on yeddi min) manatad\u0259k olan kreditl\u0259ri \u00fczr\u0259 vaxt\u0131 ke\u00e7mi\u015f v\u0259 bu F\u0259rmana \u0259sas\u0259n h\u0259r bir bank \u00fczr\u0259 restrukturizasiya olunmal\u0131 kredit borclar\u0131n\u0131n m\u0259bl\u0259\u011fini v\u0259 borclular\u0131n siyah\u0131s\u0131n\u0131 m\u00fc\u0259yy\u0259n ed\u0259r\u0259k, bu bar\u0259d\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n Prezidentin\u0259, Az\u0259rbaycan Respublikas\u0131n\u0131n Maliyy\u0259 Nazirliyin\u0259 v\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n M\u0259rk\u0259zi Bank\u0131na m\u0259lumat versin;<\/div>\n<div><\/div>\n<div>7.2. bu F\u0259rman\u0131n 1-ci v\u0259 2-ci hiss\u0259l\u0259rinin banklar t\u0259r\u0259find\u0259n icras\u0131n\u0131 n\u0259zar\u0259td\u0259 saxlas\u0131n v\u0259 h\u0259min hiss\u0259l\u0259r icra edildikc\u0259, bu F\u0259rman\u0131n 5.1-ci b\u0259ndin\u0259 uy\u011fun olaraq Az\u0259rbaycan Respublikas\u0131n\u0131n M\u0259rk\u0259zi Bank\u0131na m\u00fcraci\u0259t etsin;<\/div>\n<div><\/div>\n<div>7.3. bu F\u0259rmandan ir\u0259li g\u0259l\u0259n dig\u0259r m\u0259s\u0259l\u0259l\u0259ri h\u0259ll etsin.<\/div>\n<div><\/div>\n<div>8. M\u00fc\u0259yy\u0259n edilsin ki, bu F\u0259rman\u0131n m\u0259qs\u0259dl\u0259ri \u00fc\u00e7\u00fcn:<\/div>\n<div><\/div>\n<div>8.1. fiziki \u015f\u0259xsl\u0259rin xarici valyutada 10 000 (on min) AB\u015e dollar\u0131nad\u0259k v\u0259 ya milli valyutada 17 000 (on yeddi min) manatad\u0259k olan \u0259sas kredit borclar\u0131 dedikd\u0259 onlar\u0131n b\u00fct\u00fcn banklara v\u0259 l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklara \u0259sas kredit borclar\u0131n\u0131n qal\u0131q m\u0259bl\u0259\u011finin c\u0259mi;<\/div>\n<div><\/div>\n<div>8.2. 10 000 (on min) AB\u015e dollar\u0131nad\u0259k v\u0259 ya 17 000 (on yeddi min) manatad\u0259k m\u0259bl\u0259\u011f dedikd\u0259 m\u00fcvafiq olaraq 10 000 (on min) AB\u015e dollar\u0131n\u0131n v\u0259 ya 17 000 (on yeddi min) manat\u0131n da daxil oldu\u011fu m\u0259bl\u0259\u011f;<\/div>\n<div><\/div>\n<div>8.3. bu F\u0259rman\u0131n 5-ci v\u0259 7-ci hiss\u0259l\u0259rind\u0259 fiziki \u015f\u0259xsl\u0259rin kredit borclar\u0131 dedikd\u0259 onlar\u0131n 2012-ci il yanvar\u0131n 1-d\u0259n bu F\u0259rman q\u00fcvv\u0259y\u0259 mindiyi g\u00fcn\u0259d\u0259k ba\u011flanm\u0131\u015f kredit m\u00fcqavil\u0259l\u0259rin\u0259 \u0259sas\u0259n b\u00fct\u00fcn banklara v\u0259 l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklara \u0259sas kredit borclar\u0131n\u0131n qal\u0131q m\u0259bl\u0259\u011finin c\u0259mi;<\/div>\n<div><\/div>\n<div>8.4. bank dedikd\u0259 banklar v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 (kredit ittifaqlar\u0131 istisna olmaqla);<\/div>\n<div><\/div>\n<div>8.5. l\u0259\u011fvetm\u0259 prosesind\u0259 olan bank dedikd\u0259 l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklar v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 (kredit ittifaqlar\u0131 istisna olmaqla);<\/div>\n<div><\/div>\n<div>8.6. vaxt\u0131 ke\u00e7mi\u015f kredit borcu dedikd\u0259 fiziki \u015f\u0259xsl\u0259rl\u0259 2012-ci il yanvar\u0131n 1-d\u0259n bu F\u0259rman q\u00fcvv\u0259y\u0259 mindiyi g\u00fcn\u0259d\u0259k ba\u011flanm\u0131\u015f kredit m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 \u0259sas m\u0259bl\u0259\u011fin v\u0259 (v\u0259 ya) faiz borclar\u0131n\u0131n \u00f6d\u0259nilm\u0259si 360 g\u00fcnd\u0259n \u00e7ox gecikdirilmi\u015f borclar;<\/div>\n<div><\/div>\n<div>8.7. restrukturizasiya dedikd\u0259 \u0259sas kredit borclar\u0131n\u0131n \u00f6d\u0259nilm\u0259si m\u0259qs\u0259dil\u0259 fiziki \u015f\u0259xsl\u0259r\u0259 g\u00fcz\u0259\u015ftli kreditl\u0259rin verilm\u0259si;<\/div>\n<div><\/div>\n<div>8.8. g\u00fcz\u0259\u015ftli kredit dedikd\u0259 fiziki \u015f\u0259xsl\u0259rin vaxt\u0131 ke\u00e7mi\u015f kredit borclar\u0131n\u0131n restrukturizasiyas\u0131 m\u0259qs\u0259dil\u0259 onlara banklar t\u0259r\u0259find\u0259n illik faiz d\u0259r\u0259c\u0259si 1 faiz, banklara is\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n M\u0259rk\u0259zi Bank\u0131 t\u0259r\u0259find\u0259n illik faiz d\u0259r\u0259c\u0259si 0,1 faiz olmaqla 5 il (1 il g\u00fcz\u0259\u015ft m\u00fcdd\u0259ti il\u0259) m\u00fcdd\u0259tin\u0259 veril\u0259n kreditl\u0259r;<\/div>\n<div><\/div>\n<div>8.9. faizl\u0259rin silinm\u0259si dedikd\u0259 vaxt\u0131 ke\u00e7mi\u015f kredit borclar\u0131 \u00fczr\u0259 hesablanm\u0131\u015f faizl\u0259rin v\u0259 d\u0259bb\u0259 pulunun (c\u0259rim\u0259, penya) silinm\u0259si;<\/div>\n<div><\/div>\n<div>8.10. m\u0259hk\u0259m\u0259d\u0259 olan i\u015fl\u0259rin geri \u00e7a\u011f\u0131r\u0131lmas\u0131 dedikd\u0259 vaxt\u0131 ke\u00e7mi\u015f kredit borclar\u0131 il\u0259 ba\u011fl\u0131 m\u0259hk\u0259m\u0259l\u0259rd\u0259 olan iddialardan imtina edilm\u0259si v\u0259 icra s\u0259n\u0259di \u00fczr\u0259 icraata xitam verilm\u0259si il\u0259 \u0259laq\u0259dar Az\u0259rbaycan Respublikas\u0131 M\u00fclki Prosessual M\u0259c\u0259ll\u0259sinin v\u0259 &#8220;\u0130cra haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Qanununun t\u0259l\u0259bl\u0259rin\u0259 uy\u011fun t\u0259dbirl\u0259r g\u00f6r\u00fclm\u0259si n\u0259z\u0259rd\u0259 tutulur.<\/div>\n<div><\/div>\n<div>9. Az\u0259rbaycan Respublikas\u0131n\u0131n Maliyy\u0259 Nazirliyi:<\/div>\n<div><\/div>\n<div>9.1. bu F\u0259rman\u0131n 5.1-ci b\u0259ndind\u0259 n\u0259z\u0259rd\u0259 tutulan d\u00f6vl\u0259t z\u0259man\u0259tinin r\u0259smil\u0259\u015fdirilm\u0259si \u00fc\u00e7\u00fcn z\u0259ruri t\u0259dbirl\u0259r g\u00f6rs\u00fcn;<\/div>\n<div><\/div>\n<div>9.2. bu F\u0259rmandan ir\u0259li g\u0259l\u0259n dig\u0259r t\u0259dbirl\u0259r g\u00f6rs\u00fcn.<\/div>\n<div><\/div>\n<div>10. \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fonduna v\u0259 l\u0259\u011fvedici funksiyalar\u0131n\u0131n h\u0259val\u0259 olundu\u011fu dig\u0259r \u015f\u0259xsl\u0259r\u0259 t\u00f6vsiy\u0259 edilsin ki, l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklarda fiziki \u015f\u0259xsl\u0259rin vaxt\u0131 ke\u00e7mi\u015f \u0259sas kredit borclar\u0131n\u0131n restrukturizasiyas\u0131n\u0131 t\u0259min ed\u0259n t\u0259dbirl\u0259r g\u00f6rs\u00fcnl\u0259r.<\/div>\n<div><\/div>\n<div>11. Az\u0259rbaycan Respublikas\u0131n\u0131n Nazirl\u0259r Kabineti bu F\u0259rmandan ir\u0259li g\u0259l\u0259n m\u0259s\u0259l\u0259l\u0259ri h\u0259ll etsin.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Prezident \u0130lham \u018fliyev Az\u0259rbaycan Respublikas\u0131nda fiziki \u015f\u0259xsl\u0259rin problemli kreditl\u0259rinin h\u0259lli il\u0259 ba\u011fl\u0131 \u0259lav\u0259 t\u0259dbirl\u0259r haqq\u0131nda f\u0259rman imzalay\u0131b.\u00a0 &#8220;Rubin.az&#8221;<\/p>\n","protected":false},"author":1,"featured_media":3109,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,20,36],"tags":[],"class_list":["post-3108","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundm","category-iqtisadiyyat","category-manset"],"_links":{"self":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/3108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3108"}],"version-history":[{"count":1,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/3108\/revisions"}],"predecessor-version":[{"id":3110,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/3108\/revisions\/3110"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/media\/3109"}],"wp:attachment":[{"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}