{"id":21861,"date":"2022-07-25T15:19:43","date_gmt":"2022-07-25T11:19:43","guid":{"rendered":"https:\/\/rubin.az\/?p=21861"},"modified":"2022-07-25T15:19:43","modified_gmt":"2022-07-25T11:19:43","slug":"nagdsiz-od%c9%99nisl%c9%99rin-h%c9%99cmi-10-milyarda-catir","status":"publish","type":"post","link":"https:\/\/rubin.az\/?p=21861","title":{"rendered":"Na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin h\u0259cmi 10 milyarda \u00e7at\u0131r"},"content":{"rendered":"<p>2022-ci ilin I yar\u0131mili \u0259rzind\u0259 \u00f6lk\u0259 daxilind\u0259 \u00f6d\u0259ni\u015f kartlar\u0131 il\u0259 apar\u0131lm\u0131\u015f na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cminin 2.2 d\u0259f\u0259 artaraq 9.9 mlrd. manata \u00e7at\u0131b.<\/p>\n<p>Bu bar\u0259d\u0259 Az\u0259rbaycan\u00a0 M\u0259rk\u0259zi Bank\u0131ndan (AMB) \u00a0veril\u0259n m\u0259lumatda bildirilib.<\/p>\n<p>Qeyd edilib ki, \u00f6d\u0259ni\u015f kartlar\u0131 vasit\u0259sil\u0259 apar\u0131lan \u00f6lk\u0259daxili \u0259m\u0259liyyatlarda na\u011fds\u0131z d\u00f6vriyy\u0259nin x\u00fcsusi \u00e7\u0259kisi 2021-ci ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 12.2 faiz b\u0259ndi artaraq 40.4% olub:<\/p>\n<p>&#8220;\u00d6lk\u0259daxili elektron ticar\u0259t \u0259m\u0259liyyatlar\u0131n\u0131n h\u0259cmi 2.8 d\u0259f\u0259 artaraq 7.4 mlrd. manat, POS-terminallar vasit\u0259sil\u0259 h\u0259yata ke\u00e7iril\u0259n na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin h\u0259cmi is\u0259 41% artaraq 2.5 mlrd. manata y\u00fcks\u0259lmi\u015fdir. T\u0259mass\u0131z \u00f6d\u0259ni\u015fl\u0259rin say\u0131 v\u0259 h\u0259cmi is\u0259 2021-ci ilin analoji d\u00f6vr g\u00f6st\u0259ricil\u0259rini m\u00fcvafiq olaraq 2.8 v\u0259 2.1 d\u0259f\u0259 \u00fcst\u0259l\u0259yib&#8221;.<\/p>\n<p>Bildirilib ki, t\u0259mass\u0131z \u00f6d\u0259ni\u015fl\u0259r \u00fczr\u0259 y\u00fcks\u0259k art\u0131m tempi ilk n\u00f6vb\u0259d\u0259 t\u0259mass\u0131z \u00f6d\u0259ni\u015f infrastrukturu g\u00f6st\u0259ricil\u0259rinin y\u00fcks\u0259lm\u0259si il\u0259 \u0259laq\u0259dard\u0131r:<\/p>\n<p>&#8220;Bel\u0259 ki, haz\u0131rda d\u00f6vriyy\u0259d\u0259 olan \u00f6d\u0259ni\u015f kartlar\u0131n\u0131n 70%-i, POS-terminallar\u0131n is\u0259 82%-i t\u0259mass\u0131z \u00f6d\u0259ni\u015f texnologiyas\u0131n\u0131 d\u0259st\u0259kl\u0259yir. T\u0259bii ki, s\u00f6z\u00fcged\u0259n \u00f6d\u0259ni\u015fl\u0259rind\u0259n istifad\u0259nin artmas\u0131nda \u0259n \u00f6n\u0259mli faktorlardan biri d\u0259 \u0259halid\u0259 na\u011fds\u0131z \u00f6d\u0259ni\u015f v\u0259rdi\u015fl\u0259rinin formala\u015fmas\u0131d\u0131r. X\u00fcsusil\u0259 pandemiya m\u0259hdudiyy\u0259tl\u0259rinin t\u0259siri il\u0259 daha geni\u015f v\u00fcs\u0259t alan t\u0259mass\u0131z \u00f6d\u0259ni\u015fl\u0259r istehlak\u00e7\u0131lar t\u0259r\u0259find\u0259n g\u00fcnd\u0259lik \u0259sasda \u0259ld\u0259 olunan mal v\u0259 xidm\u0259tl\u0259rin d\u0259y\u0259rinin he\u00e7 bir fiziki t\u0259mas olmadan daha rahat, s\u00fcr\u0259tli v\u0259 t\u0259hl\u00fck\u0259siz formada apar\u0131lmas\u0131na imkan verir. Eyni zamanda, tokenizasiya h\u0259ll\u0259rin\u0259 \u0259saslanan, mobil telefon, saat, \u00fcz\u00fck v\u0259 dig\u0259r a\u011f\u0131ll\u0131 cihazlar vasit\u0259sil\u0259 \u00f6d\u0259ni\u015fl\u0259rin h\u0259yata ke\u00e7irilm\u0259sin\u0259 imkan ver\u0259n innovativ \u00f6d\u0259ni\u015f h\u0259ll\u0259rinin \u00f6lk\u0259mizd\u0259 t\u0259tbiqi d\u0259 t\u0259mass\u0131z \u00f6d\u0259ni\u015fl\u0259rin geni\u015fl\u0259nm\u0259sin\u0259 t\u0259kan verm\u0259kd\u0259dir&#8221;, &#8211; dey\u0259 AMB-d\u0259n bildirilib.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2022-ci ilin I yar\u0131mili \u0259rzind\u0259 \u00f6lk\u0259 daxilind\u0259 \u00f6d\u0259ni\u015f kartlar\u0131 il\u0259 apar\u0131lm\u0131\u015f na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cminin 2.2 d\u0259f\u0259 artaraq 9.9<\/p>\n","protected":false},"author":1,"featured_media":21862,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-21861","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-xbr-xtti"],"_links":{"self":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/21861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21861"}],"version-history":[{"count":1,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/21861\/revisions"}],"predecessor-version":[{"id":21863,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/21861\/revisions\/21863"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/media\/21862"}],"wp:attachment":[{"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}