T\u0259hsil T\u0259l\u0259b\u0259 Krediti Fondunun v\u0259saiti hesab\u0131na t\u0259hsil t\u0259l\u0259b\u0259 kreditl\u0259rinin verilm\u0259si il\u0259 hans\u0131 bankalr\u0131n m\u0259\u015f\u011ful olaca\u011f\u0131 a\u00e7\u0131qlan\u0131b. Rubin.az\u00a0x\u0259b\u0259r verir ki, Ba\u015f nazir \u018fli \u0259s\u0259dovun t\u0259sdiq etdiyi \u201cT\u0259hsil T\u0259l\u0259b\u0259 Krediti Fondunun v\u0259saiti hesab\u0131na t\u0259hsil t\u0259l\u0259b\u0259 kreditl\u0259rinin verilm\u0259si Qaydas\u0131\u201dna \u0259sas\u0259n t\u0259hsil t\u0259l\u0259b\u0259 krediti (TTK) \u00fczr\u0259 bank \u0259m\u0259liyyatlar\u0131 se\u00e7ilmi\u015f m\u00fcv\u0259kkil bank t\u0259r\u0259find\u0259n h\u0259yata ke\u00e7iril\u0259c\u0259k.<\/p>\n
<\/p>\n
M\u00fcv\u0259kkil bank\u0131n se\u00e7ilm\u0259si meyarlar\u0131 a\u015fa\u011f\u0131dak\u0131lard\u0131r:<\/strong><\/p>\n – kreditl\u0259rin verilm\u0259si il\u0259 ba\u011fl\u0131 \u0259m\u0259liyyatlar\u0131n apar\u0131lmas\u0131na dair lisenziyan\u0131n olmas\u0131;<\/p>\n – 1 (bir) ild\u0259n yuxar\u0131 davaml\u0131 bank f\u0259aliyy\u0259tinin m\u00f6vcudlu\u011fu;<\/p>\n – prudensial normativl\u0259r\u0259 v\u0259 t\u0259l\u0259bl\u0259r\u0259 \u0259m\u0259l edilm\u0259si;<\/p>\n – regionlarda filial \u015f\u0259b\u0259k\u0259sinin olmas\u0131;<\/p>\n – beyn\u0259lxalq reytinq agentlikl\u0259ri t\u0259r\u0259find\u0259n \u00f6lk\u0259 \u00fczr\u0259 verilmi\u015f reytinqd\u0259n maksimum iki pill\u0259 a\u015fa\u011f\u0131 olmas\u0131.<\/p>\n <\/p>\n TTK-nin maliyy\u0259l\u0259\u015fdirilm\u0259si, bu sah\u0259d\u0259 xidm\u0259t v\u0259 TTK-nin geri qaytar\u0131lmas\u0131 d\u00f6vr\u00fcnd\u0259 h\u0259min v\u0259saitl\u0259rin m\u00fcv\u0259kkil bank t\u0259r\u0259find\u0259n Fonda k\u00f6\u00e7\u00fcr\u00fclm\u0259si Fond v\u0259 m\u00fcv\u0259kkil bank aras\u0131nda ba\u011flan\u0131lan ba\u015f sazi\u015f \u0259sas\u0131nda h\u0259yata ke\u00e7iril\u0259c\u0259k. M\u00fcv\u0259kkil bank TTK-nin maliyy\u0259l\u0259\u015fdirilm\u0259si \u00fc\u00e7\u00fcn t\u0259l\u0259b olunan v\u0259sait bar\u0259d\u0259 ba\u015f sazi\u015fd\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f m\u00fcdd\u0259td\u0259 Fonda m\u00fcraci\u0259t edir v\u0259 t\u0259l\u0259b olunan s\u0259n\u0259dl\u0259ri Fonda t\u0259qdim ed\u0259c\u0259k.<\/p>\n <\/p>\n Fond m\u00fcv\u0259kkil bank\u0131n m\u00fcraci\u0259tini v\u0259 t\u0259qdim olunan s\u0259n\u0259dl\u0259ri yoxlad\u0131qdan sonra 3 (\u00fc\u00e7) i\u015f g\u00fcn\u00fc \u0259rzind\u0259 t\u0259l\u0259b olunan v\u0259saitin m\u00fcv\u0259kkil bank\u0131n hesab\u0131na k\u00f6\u00e7\u00fcr\u00fclm\u0259sini t\u0259min ed\u0259c\u0259k. TTK-nin maliyy\u0259l\u0259\u015fdirilm\u0259si il\u0259 ba\u011fl\u0131 m\u00fcv\u0259kkil bank t\u0259r\u0259find\u0259n Fonda t\u0259qdim edilm\u0259li s\u0259n\u0259dl\u0259rin siyah\u0131s\u0131n\u0131 Fondun Himay\u0259\u00e7il\u0259r \u015euras\u0131 m\u00fc\u0259yy\u0259n ed\u0259c\u0259k. M\u00fcv\u0259kkil bankla Fond aras\u0131nda qar\u015f\u0131l\u0131ql\u0131 \u00f6hd\u0259likl\u0259r Fond il\u0259 m\u00fcv\u0259kkil bank aras\u0131nda imzalanm\u0131\u015f ba\u015f sazi\u015fd\u0259 \u0259hat\u0259 olunur.<\/p>\n <\/p>\n Borcalanlar\u0131n m\u00fcv\u0259kkil bank qar\u015f\u0131s\u0131nda \u00f6hd\u0259likl\u0259rini yerin\u0259 yetiribyetirm\u0259m\u0259sind\u0259n as\u0131l\u0131 olmayaraq, m\u00fcv\u0259kkil bank v\u0259 Fond ba\u015f sazi\u015fl\u0259 m\u00fc\u0259yy\u0259n edilmi\u015f \u00f6hd\u0259likl\u0259rini bu Qaydan\u0131n 7.15-ci b\u0259ndi n\u0259z\u0259r\u0259 al\u0131nmaqla yerin\u0259 yetirm\u0259lidirl\u0259r.<\/p>\n <\/p>\n M\u00fcv\u0259kkil bank bu Qaydada v\u0259 Fond il\u0259 m\u00fcv\u0259kkil bank aras\u0131nda imzalanm\u0131\u015f ba\u015f sazi\u015fd\u0259 kredit inzibat\u00e7\u0131l\u0131\u011f\u0131 il\u0259 ba\u011fl\u0131 m\u00fc\u0259yy\u0259n edilmi\u015f t\u0259dbirl\u0259ri h\u0259yata ke\u00e7irm\u0259li v\u0259 bu bar\u0259d\u0259 m\u0259lumatlar\u0131 elektron sistem\u0259 daxil etm\u0259lidir. Bu \u00f6hd\u0259likl\u0259rin m\u00fcv\u0259kkil bank t\u0259r\u0259find\u0259n yerin\u0259 yetirilm\u0259m\u0259si v\u0259 ya qism\u0259n icra edilm\u0259si hallar\u0131n\u0131n kreditin defoltuna s\u0259b\u0259b oldu\u011fu m\u00fc\u0259yy\u0259n edildiyi halda, Fond defolt olunan kredit \u00fczr\u0259 m\u0259bl\u0259\u011fi m\u00fcv\u0259kkil bankdan geri t\u0259l\u0259b etm\u0259k h\u00fcququna malikdir. Bu hallar Fondun c\u0259lb etdiyi k\u0259nar audit t\u0259r\u0259find\u0259n m\u00fc\u0259yy\u0259n edilir.<\/p>\n <\/p>\n M\u00fcv\u0259kkil bank\u0131n lisenziyas\u0131 l\u0259\u011fv edildikd\u0259, Fondun h\u0259min bankda qalan v\u0259saitinin qaytar\u0131lmas\u0131 l\u0259\u011fvedici t\u0259r\u0259find\u0259n \u201cBanklar haqq\u0131nda\u201d qanunun 82-ci madd\u0259sin\u0259 uy\u011fun \u00f6d\u0259ni\u015fl\u0259rin n\u00f6vb\u0259liliyi \u0259sas\u0131nda h\u0259yata ke\u00e7iril\u0259c\u0259k.<\/p>\n","protected":false},"excerpt":{"rendered":" T\u0259hsil T\u0259l\u0259b\u0259 Krediti Fondunun v\u0259saiti hesab\u0131na t\u0259hsil t\u0259l\u0259b\u0259 kreditl\u0259rinin verilm\u0259si il\u0259 hans\u0131 bankalr\u0131n m\u0259\u015f\u011ful olaca\u011f\u0131 a\u00e7\u0131qlan\u0131b. Rubin.az\u00a0x\u0259b\u0259r verir<\/p>\n","protected":false},"author":1,"featured_media":11941,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27,28],"tags":[],"class_list":["post-11940","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-elm","category-thsil"],"_links":{"self":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/11940","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11940"}],"version-history":[{"count":1,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/11940\/revisions"}],"predecessor-version":[{"id":11942,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/posts\/11940\/revisions\/11942"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=\/wp\/v2\/media\/11941"}],"wp:attachment":[{"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11940"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11940"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rubin.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11940"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}